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Californias Answer for the Sub-prime Lending Melt down.
By: James Dedolph
The answer to this is a very much overlooked first-time home-buyer program that solves this problem for many entry-level buyers with low FICO scores.  The CALHFA (California Housing Finance Agency) program is sponsored by the state of California and has many features not available anymore through sub-prime lending.To start, the program allows for 100% financing with only a 620 fico score....
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