Home Insurance - a Burglars Favourite

By: Liam G

Statistically speaking there are certain demographics that are more susceptible to burglaries than others, the most common of these are as follows -

Students
Going to university is often the first time a young person will have spent living away from home, and students are therefore considered inexperienced and somewhat unaware of thieves. In fact those aged from 16 to 24 are three times more likely to be burgled than any other age group.

The often carefree nature that is adopted by many students combined with the fact that they are the most likely to own expensive gadgetry makes them very attractive victims.

If living in a student house then it is important that all residents are vigilant when it comes to the security of their household. Keeping windows and doors secure, looking after keys and reporting any problems to the landlord is recommended.

If staying in a hall of residence then a great deal of the security may be handled by on premises guards, this does not mean that residents will have an easy ride though.

It's important to be wary of any unfamiliar faces around your halls and only let people you know and trust into your dorm.

Whenever away from your room, even if just for a few minutes its vital you lock your door; as it only takes a few seconds for a passing thief to swipe a laptop or expensive mp3 player.

Pensioners
Sadly burglars often prey on the old, with fake phone calls, distraction burglaries and impersonations being the most popular methods used.

Pensioners should be wary of any unfamiliar visitors, especially those claiming to be from the council, utility companies, social services etc. They should also question the integrity of any passer-by requesting to use the phone or in need of a drink as these could all be cons to gain entry and take advantage.

However convincing the visitors excuse or appearance is, it's advised to answer the door on a chain. If the person's intentions are sound then they should not take offence or try to force you to fully open the door.

Having adequate home insurance can help considerably if you are burgled, as if you have contents house insurance cover then any financial loss should be recouped. Also, for sourcing cheap home insurance, the internet is an excellent resource for further information.

Home Security
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