The Fico Credit Score - What Is It? By Aldreena M. FerebeeWhat is a FICO Score?A credit or FICO score is a numeric representation of a person's credit profile and it is the name for the most well known credit scoring system. The acronym FICO stands for Fair Isaac Company, a California firm founded in 1956 by Bill Fair and Earl Isaac.HistoryThe FICO score has been around for many years, then in 1995, the mortgage and lending...... Similar Editorial : Credit Score by Mike Johnson. | Source : Credit Rating Scale