About Writer Gabriel Avalos is Vice President of LG Capital Funding in Bellevue, Washington. His 10+ year career specialty includes credit restoration, personal finance, and debt management.
Pay No Bank Fees & Lower Your Interest Rates! Banks are great at charging high fees, but give us little in return for the money we keep in their checking or savings accounts. This article will give you proven techniques that can potentially save you a ton of money over time, by eliminating those high fees, and interest rates banks charge on a day-to-day basis. As a former bank manager for a major retail bank in the Seattle area, I can...... Similar Editorial : Raise Your Fees Overnight by Kimberly Stevens. | Source : Saving Account Interest Rate
Uncontrollable Debt Leads To Poor Health In one 2004 survey, 63 percent of Americans said that debt was making their home lives unhappy. The online survey of 5,000 consumers by the Consolidated Credit Counseling Services, a nonprofit money management organization found that:43% reported a debt-to-income ratio of 50 percent or more.58% reported that their credit cards were at or near the maximum credit limit.62% reported of not having a...... Similar Editorial : MLM Leads by 2clickhere. | Source : Christian Debt Help
Common Mistakes Can Lower Your Credit Score Your credit score tells creditors an instant snapshot of your credit worthiness. Think of your credit score as a picture of your credit risk. Not everyone agrees to the fact that we are approved or denied credit based on a “number,” but thanks to Fair Isaac & Co, who came up with this credit model, we are stuck with this reality. Below are the weights and factors assigned to different credit...... Similar Editorial : Common Credit Mistakes by Mike Clover. | Source : Credit Report Rating
Getting The Credit You Deserve Tip #2: Get a FREE copy of your credit report You don’t have to pay anyone for a copy of your credit report! This central site allows you to instantly receive a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Visit them today at www.annualcreditreport.com...... Similar Editorial : Writers Deserve Payment by Alyice Edrich. | Source : Improve My Credit Score
Understanding Your Legal Rights The Federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every one of the three major credit reporting agencies. Those files, better know as your credit report contain information on where you live, have lived, when you were born, how you pay your bills, and whether you have any judgments, collections, slow pays, liens, or...... Similar Editorial : Rights in Property by Natacha Rey. | Source : Copyright Photos
Get Total Control Over Monthly Payments Option ARMs are a powerful financial tool that put you in control of your finances and cash flow. The strength is in the ability to choose your desired payment option every month. With an Option ARM, you decide how much to pay each time you send a payment:Minimum Payment Interest Only Payment30 Year Amortized Payment 15 Year Amortized Payment Option ARMs are quickly becoming the most popular ARM...... Similar Editorial : Becoming the Total Package by Jenna Glatzer. | Source : Key Home Mortgage
