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Authors; Joy Fisher-sykes

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Joy Fisher-Sykes is a professional speaker, author, and success coach in the areas of leadership, motivation, stress management, customer service, and team building. You can e-mail her at mailto:jfsykes@thesykesgrp.com, or call her at (757) 427-7032. Go to her web site, http://www.thesykesgrp.com, and signup for the newsletter, OnPoint, and receive the free ebook, "Empowerment and Stress Secrets for the Busy Professional."

Author Specialises in Articles on : Leadership And Development & Business and Finance
Editorials & Article Directories by Joy Fisher-sykes, Joy
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Credit Repair Companies And Credit Counseling
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear......
Similar Editorial : Credit Counseling by Jim Vrana. | Source : Business Tips

Buying And Selling Distressed Houses For Maximum Profit
If you want to become a real estate investor, find a "fixer-upper" owned by an anxious seller. Finding distressed houses at bargain prices, fixing them up, and then selling them on a consistent basis......
Similar Editorial : Selling Bookmarks for Profit by Stephan Miller. | Source : Free Business Advice

The Mayfly Adult
In our last article titled Mayfly Nymph. We covered the basics of the nymph stage of this crucial insect in the world of the freshwater game fish and fly fisherman. We now will cover the adult phas......
Similar Editorial : Want An Adult Scholarship by Nic Haffner. | Source : Recreation and Sports

Flipping Fixers: Using Transformation Psychology For Top Dollar
Satisfying and lucrative real estate investment depends upon your correct assessment of profit potential, of course, but your ultimate success depends on your ability to transform a fixer into a doll......
Similar Editorial : Flipping Houses by Omar Johnson. | Source : Real Estate Investment

Home Interior Design Psychology
Wabi Sabi, an ancient Chinese philosophy adapted by the Japanese and practiced by many Westerners today, presents an alternative way of living more than a way of decorating your home. However, you can adapt your interior and landscape design using Wabi Sabi principles for happiness."Wab...
Similar Editorial : Interior Design London by David McEvoy. | Source : Interior Design Painting

The Best Fighters In Each Ufc Weight Class
There are fighters who are good, fighters who are great and fighters who you'd bet on no matter who their opponents are. Who are the absolute best fighters in the UFC? The fighters who define their weight classes and perhaps could compete at a weight class higher.The UFC has five ...
Similar Editorial : No Class by Wayne and Tamara. | Source : Traditional Martial Arts

Paying Your Credit Cards Late Can Cost You - Big Time
If you have been late with a payment lately, you've already noticed that credit card companies have discovered a new way to generate a great deal of extra income. The average late fee today is $35.00, if you owe more than $1000. Since the national average for American families is $8,000 of credit card debt, that represents a sizable pool of potential income for creditors, and they're going after......
Similar Editorial : Paying Off Credit Debt by Roland Jefferson. | Source : Credit Card For Bad Credit

Paying Higher Interest On Your Credit Cards
Many credit card holders agree to a credit card account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?You know that your credit score affects the credit card rates that you qualify for. But, did you know that a little clause in the fine print of the credit card terms and agreements, called the "Universal Default Penalty Clause" may mean......
Similar Editorial : Low Interest Credit Cards by Richard Greenwood. | Source : Credit Card Terminal

The Fair Credit Reporting Act Protects You
No matter what many credit counseling scam artists may try to tell you, no one can legally remove any information that is up-to-date and accurate from your credit report. They can't do it, and you can't do it yourself. However, you CAN request an investigation of anything you find in your credit file that you believe to be either incomplete or inaccurate. That is perfectly legal, and can be done......
Similar Editorial : Fair Credit Reporting Act by Www.creditandyou.com. | Source : Credit Score

Credit Help For Buying Houses: 14 Common Credit Mistakes
Get the credit you need to buy your dream home or multiple investment properties. Qualifying for a real estate purchase requires different credit than automobile financing or retail credit.If you plan to finance real estate, either as a home buyer or as an investor, these credit tips will help you with your credit score and save you money on loan costs.1. Using expensive or undesirable types of......
Similar Editorial : As Safe as Houses by Andrew Bean. | Source : Improve My Credit Score

Do Biweekly Mortgages Save You Money?
You may have heard people, especially mortgage lenders, extolling the virtues of biweekly payments, saying that you can save thousands of dollars and take 5-7 years off your mortgage--and then offering to set up a biweekly plan for you for as little as $400. But you don't have to spend $400 to begin saving money and time on your mortgage. In fact, you don't have to spend anything at all! You can......
Similar Editorial : Save Your Money by twinpeak. | Source : Online Mortgage Lenders

Six Reasons Why You Should Buy Real Estate In December
1. Home shoppers put off looking for a home because of holiday decorating, shopping, and parties. Plus, the cold weather makes home buyers prefer to stay home; they wait for warm weather to buy real estate. Get the edge with little competition from other buyers.2. Home sellers who didn't sell during the recent buying frenzy are worried that their home will not sell. Any seller offering their home......
Similar Editorial : Real Estate by Dan Auito. | Source : Michigan Real Estate License

Flipping Houses For Gold
1. Know Your MarketYour first task, exploring your market, helps you know a bargain house when you spot one. Look at many houses for sale in your area. Keep track of sales and how long the houses take to sell. Ask selling real estate agents about the terms of these sales because this helps you understand how sellers market their property (some of this information is public record). For instance,......
Similar Editorial : Flipping Fixers by Jeanette Joy Fisher. | Source : Vacation Rental Property

Fly Fishing - Using Videos As A Learning Tool
I always tell my friends or students what my father used to tell me "If you want to get started in any activity, go where that people get their stuff". If you are into fishing, go to a fishing store and look around, ask questions and look for the "ad wall" and you will find lots of information and people who can teach you. But what if you can’t find someone to teach you or if you are just curious......
Similar Editorial : Fly Fishing by Tommy Thompson. | Source : Florida Fishing Boat



Snake Bite Tongue Piercing
Apply these techniques today so you can enjoy a better tomorrow!...
Similar Editorial : Another Bite The Dust by Sharon Wild. | Source : Junior National Leadership Conference

Watch 8 Simple Rules
Electronic mail can open up doors to you from around the world. Apply these twelve simple e-mail rules and you messages will be clear, concise, and always connected...
Similar Editorial : 8 Simple Rules Download by Helen Wilkie. | Source : Etiquette In The Business

Set Yourself Stress-Free
Remember that a stress-less life is all about choice what are you going to choose today?...
Similar Editorial : 8 Simple Rules Download by Helen Wilkie. | Source : relaxation and stress reduction

Common Courtesy Isn’t So Common – 10 Telephone Blunders In Everyday Business
Telephone blunders are overlooked and all too common. Starting today get back to basics. Identify and correct telephone blunders and youll shine as a world-class customer service provider...
Similar Editorial : 8 Simple Rules Download by Helen Wilkie.

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