Julio Martinez-Clark has a Bachelor’s degree in Electrical Engineering (B.S.E.E), a Master of Business Administration (M.B.A.) and extensive domestic and international business experience in the telecommunications and real estate industries. Mr. Martinez-Clark has been a victim of the deceptive practices of the debt collection industry and has done extensive research on debt collection law. Mr. Martinez-Clark also publishes an informative newsletter called "The Truth Report" available at his website http://www.juliomartinezclark.com in which he exposes the truth about several life topics (money, law, health, etc), news and general information that you likely won't see in the mass media. If it’s in the media, it’s probably not important for you to know it. He is also the author of a book titled “How To Legally Beat Debt Collectors.”