Justin Lukasavige is a Personal & Business Coach and owner of Lukas Coaching. Visit http://www.lukascoaching.com/resources.htm for a ton of free tools to help you improve your health, finances, business, career & life!
Save Money On Your Home Phone Remember the days of paying $.15 per minute or more for long distance service from your local telephone company? Well, those days are gone thankfully, and you have many choices if you're searching your budget for places to save money.Many households have dropped their home phone service all together in the past few years. With the increased coverage and service of cell phones, nearly every...... Similar Editorial : Save Your Money by twinpeak. | Source : Cheap Phones
Get Out Of Your Cell Phone Plan Have you ever signed up or upgraded your cell phone plan, but then realized that either you could not afford it, the reception was not as good as advertised, or even decided that you did not like the plan? Like many people, you found out that you were indeed stuck in that plan for the next 24 months. Maybe you have even calculated the cost of breaking your contact and moving on with your life. ...... Similar Editorial : GPS Cell Phone by Roberto Sedycias. | Source : Cdma Cell Phones
You May Be Driving Your Kid's College Fund I meet with many people who have ambitious goals. In fact, if you show up for coaching without them, you will soon find that we'll help you develop some.Some of the goals we often see are: * to be more giving and to help others more * to save more towards retirement * one spouse leaving the workforce to become a stay-at-home parentI applaud these goals and I think they are worth while......... Similar Editorial : Ahimsa Fund by addi vardhaman. | Source : College Text Books Cheap
What Should You Do With Your Retirement Plan? What should you do with a 401(k) or 403(b) if you leave your company? You have many options, but most of the time, there is only one that is right for you. Let's review some of your options.The first option that many people take is to do nothing. If you leave your retirement plan at your old company you may continue to invest in the stocks and funds you had before you left. There are a few...... Similar Editorial : The 401k Retirement Plan by Miodrag Trajkovic. | Source : Roth Ira Withdrawal
Retirement: How Much Money Will You Need? How much money do you really need when you retire? While you won't ever know exactly (inflation, how long you'll live, health status, etc.), you should have an amount in mind for the moment you retire.While investing, we often get hung up trying to beat the market as a whole, a certain index, or our friends. While it's great if we can do all of that, the real point of investing is to secure our...... Similar Editorial : Retirement Jobs by pmegan. | Source : Roth Ira Withdrawal
Where Do I Start? When I meet with people, the biggest question I get asked is "Where do I start if I want to become debt-free?"The answer isn't surprising, and there is no magical solution. In fact, there is only one possible place to start... wherever you are now is where you begin.Since everyone is at a different place in their lives, you can only begin where you are, and not where your friend is. You have no...... Similar Editorial : Start Up Your Passion by Terry Nicholls. | Source : Best Business Idea
Save The Earth, And Some Money Here are some ideas to help save your pocket book, while helping the earth at the same time. Yes, they really can go hand-in-hand.Remember that most of the time it is less expensive in the short-term to keep doing the same thing, but in the long-term, these ideas will save you money.&bull Is it time to replace your washer or dryer? Replace both with energy saving models and reap the continued...... Similar Editorial : How To Save $37 by Belinda Rachman, Esq. | Source : One Silver Dollar
Someone Stole My Lunch Money If you're looking for great ways to instill good financial values in your children, here is another idea you may like to try.There are many ways you can teach your children about money, but you have to remember to do it on an age-appropriate basis. If you pay for your kids meals at school, what we suggest is, instead of giving them money each day to buy lunch, try giving them one week's or one...... Similar Editorial : Someone Stole Your Commission by Bob Bishop. | Source : Earn Money Today
Teach Your Kids About Money Every child matures differently, but as they get into Middle and High School, here is a great method to teach responsibility with money.As a parent, if you buy things such as clothes and school supplies for your kids, try giving them more of that money once or twice per month to buy on their own. They will quickly find out that when the money is gone they can't buy anything else.The key here is...... Similar Editorial : Teach Your Kids French by Jane Morgan. | Source : Earn Money Today
Your Rebate... Here Are Some Great Ideas For How To Spend It This just in from the IRS... you may be only 3 days away from receiving your rebate! The schedule has been moved forward (a rare move for the U.S. government) and the first recipients will be receiving their money (that's right, it is yours and not the government's) on May 2. Those who use direct deposit will be the first to receive their rebates between May 2 and May 16. Paper checks will...... Similar Editorial : IRS Rebate Check Eligibility by Tom Wheelwright. | Source : Best Money Market Accounts
Vacation On A Budget If you're trying to squeeze every dollar you have, but also trying to maintain your sanity this summer, there is good news... you can vacation very cheaply, and even bring the kids along.If you're in survival mode and just fighting to keep food on the table and the lights on, then you may have to consider putting off a vacation until next year. After all, if you truly desire to get out of debt and...... Similar Editorial : On a Budget by Theodore Michaels. | Source : Cd Money Market Rates
Your Vision Determines Your Income Wayne Gretzky was once asked what made him a great hockey player. He simply stated that instead of going to where the puck was, he went to where the puck would soon be. It goes without saying that we will soon be at the place that we spend the most amount of time focusing on in our minds. Where is it that your mind is focused?I spend a great deal of time with my clients focused on the future. ...... Similar Editorial : What Determines Nursing Salaries by Robyn Knapp. | Source : Rebate Offers
How A Mutual Fund Works I receive a lot of investing questions, and many of them have to do with mutual funds.Mutual funds are not supposed to be confusing, but many so-called financial experts have confused us as consumers. A mutual fund is just what it sounds like... a fund that is funded mutually by many people.A mutual fund usually has a team of managers that buy and sell stocks. The money they use comes from...... Similar Editorial : The Perfect Mutual Fund by Charles M. O'Melia. | Source : Property Investment Abroad
How To Pick A Good Mutual Fund We've spent the past few weeks discussing investments so you'll know by now that we recommend good low risk mutual funds as the investment of choice.There are a variety of things to look for in a mutual fund before you invest. As mentioned before, the stock market has averaged nearly 11% during the past 70 years. Depending on how aggressively you invest your money, I think you can generally count...... Similar Editorial : The Perfect Mutual Fund by Charles M. O'Melia. | Source : Property Investment Abroad
Vehicles And Your Net Worth When most people study their finances to try and decide how much money to set aside for retirement, when to save for their kid's college and whether or not to pay off their home early, a crucial part of the equation is usually left out. The missing step is vehicles. What kind of vehicle should we be driving and how much should we spend on them? What makes sense in a solid financial plan...... Similar Editorial : Promotional Vehicles by Chris Smith. | Source : Winter Car Cover