How Can Long Term Care Insurance Keep Up With Inflation? How can long term care insurance Keep Up With Inflation? When purchasing a long term care insurance policy, it is important to have an inflation protection rider included in your policy.Since many people who purchase policies do not access their benefits for many years, having inflation protection helps keep your policy competitive with the rising cost of care. A 5 percent compound inflation...... Similar Editorial : Long Term Energy Outook by Jeremy Smith. | Source : A Auto Insurance