Commercial Loan- Get Maximum Benefit Out Of It! Fixed Commercial Loan is similar in nature like residential Loan. In residential loan you have to pledge real property as guaranty. When you use such loan for raising fund for business or to buy property, the lender keep hold of interest to that property till loans fully repaid. Repayment period can be your choice, start from short to longer duration.Principal and interest part of advance...... Similar Editorial : Commercial Property Loan by Andrew Stratton. | Source : Business Finance Software