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Personal Loan
Personal loan is a loan granted for personal use established by consumer credit. It is usually unsecured and does not require any form of asset to be use as collaterals.

Loan amount
The amount granted is determine by individual’s credit rating given by the lenders. The range of the maximum personal loan amount varies for lenders. Banks tends to have lower cap on the amount.

Interest rate
Personal loan usually works in a fixed interest rate model. However, some lenders imposed a variable interest rate for personal loans issued. Interest rate is determined by individual’s credit rating given to the borrower.

Repayment period
Personal loan are given a fixed repayment period ranging from 12, 24, 36, 48, and 60 months. Longer repayment periods helps to lower your monthly loan repayment, but they also mean the borrower has to pay more in interest than if you had a shorter repayment period. Your interest rate may also be tied to your repayment period. For example, you may have a lower interest rate with shorter repayment periods. There may be a penalty for paying your loan off early.

Applying for a Personal Loan
Apply your loans only from licensed money lenders and only borrow what you can afford to repay.

1. 
Elite Investment & Credit Pte Ltd Photos
 
Lic No. 80/2022
Opening : Mon - Fri : 11am - 7pm
Sat : 12pm - 4pm
Address : 799 Geylang Road799 Geylang RoadSingaporesingapore, 389680
Category : N/A
Tel : 6744 4466
Website :
2. 
SGP Credit Photos
 
SGP Credit is a Licensed Moneylender. Licensed No: 10/2022
Our short-term & low interest loan is flexible & affordable.
We offer;
- Personal Loans for PRs & foreigners to provide for their needs today
- Business Loans to help SMEs respond to business opportunities.

We view our borrowers as trustworthy, honest and responsible individuals and hence, SGP Credit can personalise your payment terms so you can repay your loans according to your financial capacity, whether weekly, monthly or on your paydays.
Address : HDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadHDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadSingaporesingapore, 600133
Category : N/A
Tel : 6466 1157
3. 
Pit-stop Credit Photos
 
Customized Loans & Flexible Repayment Plans. (Lic No. 66/2023)
Customized Loans to Assist Your Unexpected Expenses

Speak to our financial consultants at Pit-Stop Credit. We will assess your financial situation to best assist in making a suitable plan for your needs and budget.
Opening : Monday - Friday :11am - 8pm Saturday : 11am - 7pm
Address : Textile Centre, #02-27A, 200 Jalan SultanTextile Centre, #02-27A, 200 Jalan SultanSingaporesingapore, 199018
Category : Credit Loan, Money Lending
Tel : 6297 1909
Website :
4. 
Capital Funds Investments Pte Ltd Photos
 
Licensed money lender (Lic No: 152/2022)
We provide variety of loans to address your cash-flow problems.

We offer;
- Instant Payday loan with its affordable repayment options
- Hassle-free cash advance for Foreigners employed in Singapore
- Easy, flexible & responsible solution for any urgent cash-flow problems
Speak to our consultants at Capital Funds Investments (CFI) today.
Opening : Mon - Fri : 12pm - 8pm ;
Sat : 11am - 3pm.
Address : Hola Centre, #06-07, 65 Ubi CrescentHola Centre, #06-07, 65 Ubi CrescentSingaporesingapore, 408559
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
5. 
AKB Credit Pte Ltd Photos
 
Licence Number : 60/2023
Licensed moneylenders mean responsible moneylending.
Get instant cash with our fast & easy application!

We provide Personal or Commercial cash loan.
As a licensed money lender, we ensure that all applications are processed with your information kept confidential.
Address : Little India Shop Houses, 69 Jalan BesarLittle India Shop Houses, 69 Jalan BesarSingaporesingapore, 208815
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
6. 
Goldstar Credit Pte Ltd Photos
 
Get Fast Approval & Flexible Repayment Plans!
Legitimate licensed money lending company in Singapore
Licence no: 129/2023

- We provide our clients proper cash immediately
- Results of your loan application is known within 20mins (T&C apply)
- Various repayment plans tailored for different customers available
Contact us for a free financial consultation!
Opening : Mon to Sat 11am to 8pm
Sun 10am - 6pm.
Address : Goldstar Credit Pte Ltd @ Midtown Branch, ..., #01-21, 1187 Upper Serangoon RoadGoldstar Credit Pte Ltd @ Midtown Branch, Midtown Residences & The Midtown, #01-21, 1187 Upper Serangoon RoadSingaporesingapore, 533971
Branches :
Category : Personal Loans, Legal Money Lender, Moneylenders, Payday Loan
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
7. 
Maybank Photos
 
Maybank is Southeast Asia fourth largest bank by assets.
In Singapore, we have 22 Branches with over 35 ATMs

As at December 2015, Maybank total assets in Singapore were S$61 billion.
The Maybank Group has a global network of over 2,200 offices in 20 countries including in all 10 ASEAN countries.
- Maybank Singapore Limited
- Bank Code 7302, New Swift BIC MBBESGS2
Address : Maybank @ Maybank Tower, Maybank Tower, #03-01, 2 Battery RoadMaybank @ Maybank Tower, Maybank Tower, #03-01, 2 Battery RoadSingaporesingapore, 049907
Branches :
Category :
Tel : Call now
Get extra cash at a low interest rate with Maybank CreditAble! Apply today and get a FREE Shinco Seven Inch Android Tablet!
8. 
Soon Seng Credit Pte Ltd Photos
 
Get Instant Cash with Fast Approval Rates!
We understand that you need cash urgently, which is why we have the fastest approval rates, attractive interest rates and flexible repayment methods!
Address : People's Park Complex, #01-21, 1 Park RoadPeople's Park Complex, #01-21, 1 Park RoadSingaporesingapore, 059108
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
9. 
EZ Loan Photos
 
The Moneylender Of Choice.
Our professional and transparent services has earned us the trust of our clients. We have different loans to meet the financial needs for businesses and individuals alike.
Address : HDB Beach Road Garden, #01-4853, 3 Beach RoadHDB Beach Road Garden, #01-4853, 3 Beach RoadSingaporesingapore, 190003
Branches :
Category : Personal Loans, Loan, Moneylenders
Tel : Call now
Attractive low interest rates!!
10. 
HSBC Photos
 
1. Get 1-hour Online Approval (subject to terms) & Save More with Attractive Low Interest Rate!
2. Withdraw cash from over 500 locations Islandwide.
Your debit card gives you the convenience of withdrawing cash at over 500 locations islandwide.
Address : HSBC Branch - Serangoon Garden (with..., 62 Serangoon Garden WayHSBC Branch - Serangoon Garden (with Premier Centre), 62 Serangoon Garden WaySingaporesingapore, 555958
Branches :
Category :
Tel : Call now