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Personal Loan
Personal loan is a loan granted for personal use established by consumer credit. It is usually unsecured and does not require any form of asset to be use as collaterals.

Loan amount
The amount granted is determine by individual’s credit rating given by the lenders. The range of the maximum personal loan amount varies for lenders. Banks tends to have lower cap on the amount.

Interest rate
Personal loan usually works in a fixed interest rate model. However, some lenders imposed a variable interest rate for personal loans issued. Interest rate is determined by individual’s credit rating given to the borrower.

Repayment period
Personal loan are given a fixed repayment period ranging from 12, 24, 36, 48, and 60 months. Longer repayment periods helps to lower your monthly loan repayment, but they also mean the borrower has to pay more in interest than if you had a shorter repayment period. Your interest rate may also be tied to your repayment period. For example, you may have a lower interest rate with shorter repayment periods. There may be a penalty for paying your loan off early.

Applying for a Personal Loan
Apply your loans only from licensed money lenders and only borrow what you can afford to repay.

1. 
SGP Credit Photos
 
SGP Credit is a Licensed Moneylender. Licensed No: 49/2017
Our short-term & low interest loan is flexible & affordable.
We offer;
- Personal Loans for PRs & foreigners to provide for their needs today
- Business Loans to help SMEs respond to business opportunities.

We view our borrowers as trustworthy, honest and responsible individuals and hence, SGP Credit can personalise your payment terms so you can repay your loans according to your financial capacity, whether weekly, monthly or on your paydays.
Address : HDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadHDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadSingaporesingapore, 600133
Category : N/A
Tel : 6466 1157
2. 
Capital Funds Investments Pte Ltd Photos
 
Licensed money lender (Lic No: 166/2018)
We provide variety of loans to address your cash-flow problems.

We offer;
- Instant Payday loan with its affordable repayment options
- Hassle-free cash advance for Foreigners employed in Singapore
- Easy, flexible & responsible solution for any urgent cash-flow problems
Speak to our consultants at Capital Funds Investments (CFI) today.
Opening : Mon - Fri : 12pm - 8pm ;
Sat : 11am - 3pm.
Address : Hola Centre, #06-07, 65 Ubi CrescentHola Centre, #06-07, 65 Ubi CrescentSingaporesingapore, 408559
Category :
Tel : 6281 7736
Website :
3. 
Goldstar Credit Pte Ltd Photos
 
Get Fast Approval & Flexible Repayment Plans!
Legitimate licensed money lending company in Singapore
Licence no: 144/2019

- We provide our clients proper cash immediately
- Results of your loan application is known within 20mins (T&C apply)
- Various repayment plans tailored for different customers available
Contact us for a free financial consultation!
Opening : Mon to Sat 11am to 8pm
Sun 10am - 6pm.
Address : Goldstar Credit Pte Ltd - Bedok, ..., #01-21, 1187 Upper Serangoon RoadGoldstar Credit Pte Ltd - Bedok, Midtown Residences & The Midtown, #01-21, 1187 Upper Serangoon RoadSingaporesingapore, 533971
Category : Legal Money Lender, Money Lending, Moneylenders
Tel : 6532 8633
Website :
4. 
Ignis Montis Pte Ltd Photos
 
Your one stop Friendliest Neighbourhood License Moneylender
Licence No. 93/2018

We provide legal financial loans to;
- All Singaporeans & Singapore PRs
- Foreigners holding valid employment passes in Singapore.
We also provide Business Loan, Educational Loan, Payday Loan
Opening : Mon - Sat 12noon - 8pm
Sun & Public Holidays by Appointment only
Address : HDB Ang Mo Kio, #01-2545, 704 Ang Mo Kio Avenue 8HDB Ang Mo Kio, #01-2545, 704 Ang Mo Kio Avenue 8Singaporesingapore, 560704
Category : Financial Loan, Moneylenders
Tel : 6789 6653
Website :
5. 
Maybank Photos
 
Maybank is Southeast Asia fourth largest bank by assets.
In Singapore, we have 22 Branches with over 35 ATMs

As at December 2015, Maybank total assets in Singapore were S$61 billion.
The Maybank Group has a global network of over 2,200 offices in 20 countries including in all 10 ASEAN countries.
- Maybank Singapore Limited
- Bank Code 7302, New Swift BIC MBBESGS2
Address : Maybank @ Maybank Tower, Maybank Tower, #03-01, 2 Battery RoadMaybank @ Maybank Tower, Maybank Tower, #03-01, 2 Battery RoadSingaporesingapore, 049907
Branches :
Category : Bank, Commercial Banking
Tel : 180 0777 0022
Website :
6. 
Pit-stop Credit Photos
 
Customized Loans & Flexible Repayment Plans. (Lic No. 64/2019)
Customized Loans to Assist Your Unexpected Expenses

Speak to our financial consultants at Pit-Stop Credit. We will assess your financial situation to best assist in making a suitable plan for your needs and budget.
Opening : Monday - Friday :11am - 8pm Saturday : 11am - 7pm
Address : Textile Centre, #02-27A, 200 Jalan SultanTextile Centre, #02-27A, 200 Jalan SultanSingaporesingapore, 199018
Category :
Tel : 6297 1909
Website :
7. 
Soon Seng Credit Pte Ltd Photos
 
Get Instant Cash with Fast Approval Rates!
We understand that you need cash urgently, which is why we have the fastest approval rates, attractive interest rates and flexible repayment methods!
Address : HDB Ang Mo Kio, #01-3501A, 711 Ang Mo Kio Avenue 8HDB Ang Mo Kio, #01-3501A, 711 Ang Mo Kio Avenue 8Singaporesingapore, 560711
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
8. 
EZ Loan Photos
 
The Moneylender Of Choice.
Our professional and transparent services has earned us the trust of our clients. We have different loans to meet the financial needs for businesses and individuals alike.
Address : HDB Beach Road Garden, #01-4853, 3 Beach RoadHDB Beach Road Garden, #01-4853, 3 Beach RoadSingaporesingapore, 190003
Branches :
Category : Personal Loans, Loan, Moneylenders
Tel : Call now
Attractive low interest rates!!
9. 
AKB Credit Pte Ltd Photos
 
Licence Number : 75/2019
Licensed moneylenders mean responsible moneylending.
Get instant cash with our fast & easy application!

We provide Personal or Commercial cash loan.
As a licensed money lender, we ensure that all applications are processed with your information kept confidential.
Address : Little India Shop Houses, 69 Jalan BesarLittle India Shop Houses, 69 Jalan BesarSingaporesingapore, 208815
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
10. 
Resource Credit Pte Ltd Photos
 
We Provide You with Payday Loans (Until Salary is Received)
Emergency loans to tide you thru emergency needs like hospitalisation & medical. We also do personal loans, businesses loans & festive loans for quick cash flow.
Address : Parklane Shopping Mall, #02-14, 35 Selegie RoadParklane Shopping Mall, #02-14, 35 Selegie RoadSingaporesingapore, 188307
Category :
Tel : Call now
Throughout the years, Resource Credit have successfully helped a large number of our clients, tiding over difficult times of their more..