Personal Loan
Personal loan is a loan granted for personal use established by consumer credit. It is usually unsecured and does not require any form of asset to be use as collaterals.

Loan amount
The amount granted is determine by individual’s credit rating given by the lenders. The range of the maximum personal loan amount varies for lenders. Banks tends to have lower cap on the amount.

Interest rate
Personal loan usually works in a fixed interest rate model. However, some lenders imposed a variable interest rate for personal loans issued. Interest rate is determined by individual’s credit rating given to the borrower.

Repayment period
Personal loan are given a fixed repayment period ranging from 12, 24, 36, 48, and 60 months. Longer repayment periods helps to lower your monthly loan repayment, but they also mean the borrower has to pay more in interest than if you had a shorter repayment period. Your interest rate may also be tied to your repayment period. For example, you may have a lower interest rate with shorter repayment periods. There may be a penalty for paying your loan off early.

Applying for a Personal Loan
Apply your loans only from licensed money lenders and only borrow what you can afford to repay.

1. 
SGP Credit Photos
 
SGP Credit is a Licensed Moneylender. Licensed No: 49/2017
Our short-term & low interest loan is flexible & affordable.
We offer;
- Personal Loans for PRs & foreigners to provide for their needs today
- Business Loans to help SMEs respond to business opportunities.

We view our borrowers as trustworthy, honest and responsible individuals and hence, SGP Credit can personalise your payment terms so you can repay your loans according to your financial capacity, whether weekly, monthly or on your paydays.
Address : HDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadHDB Jurong Gateway, 01-299, 133 Jurong Gateway RoadSingaporesingapore, 600133
Category : N/A
Tel : 6466 1157
2. 
Capital Funds Investments Photos
 
Licensed money lender (Lic No: 11/2018)
We provide variety of loans to address your cash-flow problems.

We offer;
- Instant Payday loan with its affordable repayment options
- Hassle-free cash advance for Foreigners employed in Singapore
- Easy, flexible & responsible solution for any urgent cash-flow problems
Speak to our consultants at Capital Funds Investments (CFI) today.
Opening : Mon - Fri : 12pm - 8pm ;
Sat : 11am - 3pm.
Address : Hola Centre, #03-03, 65 Ubi CrescentHola Centre, #03-03, 65 Ubi CrescentSingaporesingapore, 408559
Category :
Tel : 6281 7736
Website :
3. 
Goldstar Credit Pte Ltd Photos
 
Get Fast Approval & Flexible Repayment Plans!
Legitimate licensed money lending company in Singapore
Licence no: 123/2018

- We provide our clients proper cash immediately
- Results of your loan application is known within 20mins (T&C apply)
- Various repayment plans tailored for different customers available
Contact us for a free financial consultation!
Opening : Mon to Sat 11am to 8pm
Sun 10am - 6pm.
Address : Goldstar Credit Pte Ltd - Bedok, ..., #01-21, 1187 Upper Serangoon RoadGoldstar Credit Pte Ltd - Bedok, Midtown Residences & The Midtown, #01-21, 1187 Upper Serangoon RoadSingaporesingapore, 533971
Category : Legal Money Lender, Money Lending, Moneylenders
Tel : 6532 8633
Website :
4. 
Maybank Photos
 
Maybank is Southeast Asia fourth largest bank by assets.
In Singapore, we have 22 Branches with over 35 ATMs

As at December 2015, Maybank total assets in Singapore were S$61 billion.
The Maybank Group has a global network of over 2,200 offices in 20 countries including in all 10 ASEAN countries.
- Maybank Singapore Limited
- Bank Code 7302, New Swift BIC MBBESGS2
Address : Maybank Tower, #03-01, 2 Battery RoadMaybank Tower, #03-01, 2 Battery RoadSingaporesingapore, 049907
Category : Bank, Commercial Banking
Tel : 6550 7100
Website :
5. 
Pit-stop Credit Photos
 
Customized Loans & Flexible Repayment Plans.
Customized Loans to Assist Your Unexpected Expenses

Speak to our financial consultants at Pit-Stop Credit. We will assess your financial situation to best assist in making a suitable plan for your needs and budget.
Opening : Monday - Friday :11am - 8pm Saturday : 11am - 7pm
Address : Textile Centre, #02-27A, 200 Jalan SultanTextile Centre, #02-27A, 200 Jalan SultanSingaporesingapore, 199018
Category :
Tel : 6297 1909
Website :
6. 
S21 Credit Photos
 
Your one stop Friendliest Neighbourhood License Moneylender
Licence No. 93/2018

We provide legal financial loans to;
- All Singaporeans & Singapore PRs
- Foreigners holding valid employment passes in Singapore.
We also provide Business Loan, Educational Loan, Payday Loan
Opening : Mon - Sat 12noon - 8pm
Sun & Public Holidays by Appointment only
Address : HDB Ang Mo Kio, #01-2545, 704 Ang Mo Kio Avenue 8HDB Ang Mo Kio, #01-2545, 704 Ang Mo Kio Avenue 8Singaporesingapore, 560704
Category : Financial Loan, Moneylenders
Tel : 6789 6653
Website :
7. 
Symbolic Pte Ltd Photos
 
Providing hassle-free financial solutions for all.
Check out our wide range of personal financing packages. Our finance consultants will provide a solution suitable for you. Enjoy quick cash with our fast applications!
Opening : Opens daily 11am - 8pm
Address : HDB Toa Payoh Central, #01-300, 183 Toa Payoh CentralHDB Toa Payoh Central, #01-300, 183 Toa Payoh CentralSingaporesingapore, 310183
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
8. 
Citibank Photos
 
Citibank Singapore has 8 branches with over 400+ ATMs.
Our Branch Opening Hours

i. Woodlands : Mon - Fri (8am to 8pm), Sat, Sun & PH (10am to 8pm)
ii. Punggol : Mon - Fri (10.30am to 7.30pm), Sat, Sun & PH (11am to 8pm)
iii. All others : Mon - Fri (9.30am to 3.30pm), Sat (9.30 to 12pm), Sun/PH (closed)
Address : Drive-Thru ATMs Capital Square (Carpark), Cap..., 23 Church StreetDrive-Thru ATMs Capital Square (Carpark), Capital Square, 23 Church StreetSingaporesingapore, 049481
Category :
Tel : Call now
Citibank bank comes with Ezlink. With that its so convenient so that you dont even need to top up the card. Citibank cards also have more..
9. 
AKB Moneylenders Photos
 
Licence Number : 36/2017.
Licensed moneylenders mean responsible moneylending.
Get instant cash with our fast & easy application!

We provide Personal or Commercial cash loan.
As a licensed money lender, we ensure that all applications are processed with your information kept confidential.
Address : HDB Toa Payoh, #01-999, 150 Lorong 1 Toa PayohHDB Toa Payoh, #01-999, 150 Lorong 1 Toa PayohSingaporesingapore, 310150
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..
10. 
Soon Seng Moneylender Photos
 
Get Instant Cash with Fast Approval Rates!
We understand that you need cash urgently, which is why we have the fastest approval rates, attractive interest rates and flexible repayment methods!
Address : HDB Ang Mo Kio, #01-414, 163 Ang Mo Kio Avenue 4HDB Ang Mo Kio, #01-414, 163 Ang Mo Kio Avenue 4Singaporesingapore, 560163
Category :
Tel : Call now
IN NEED OF CASH URGENTLY? We can help?? No Loans, No hassles,no income proof Sign up for digital gadgets Sign up hand phone lines Get more..