In general Dental plans are a low cost alternative to dental insurance. Dental care services become more affordable with discount dental plans for families in the lower income bracket. A dental plan is a kind of a club you join where we have a section of providers and consumers. In a discounted dental plan, the providers have agreed to provide the services at a discounted rate. As a consumer, one just has to display his or her membership card while visiting the provider. These discounted dental plans do not purport to insurance in any way, they are just discount programs.
Choosing a Dental Plan
While taking a decision on a discounted dental plan, it is important to be fully informed so that one can make a confident decision. The internet would be great tool to search for various plans in your area and compare them. Keeping the cost and benefits offered in mind, an informed decision can be made against the backdrop of your needs. Joining or enrolling in any of these plans is easy and quick; you just have to pay the fee using your credit card or electronic check and get the package online, in a matter of minutes. Many of these packages come with a 30 day money back guarantee, which means if you are not satisfied with the package or services, you can get your money back within 30 days without any questions being asked.
Many discounted dental plans offer ways to save on more than dental care, offering discounts on pharmacy prescriptions, vision etc. Keep these in mind while comparing the plans.
Using your discounted Dental plan
After you join a discounted dental plan you can start using the plan immediately without any waiting period. Benefits for most discounted dental plans are activated within 48 hours from enrolling.
When you use the discounted dental plan, make sure you call the empanelled provider dentist for an appointment. When you reach the dentist to keep your appointment, make sure you show the discount dental plan card to the receptionist to avoid confusion, it will ensure that you are charged the discounted rate in the first place.
The payment at the discounted rate is to be made at the time of taking the service. There are no hassles of paperwork and claims as in insurance plans.
Aetna Discount Dental Plan
Discount dental plans are different from dental insurance in many ways. The biggest difference is that you can see a participating dentist for almost any reason and be seen without having to worry about whether the insurance company will cover you or not. You see, dental insurance, or insurance of any kind, does not cover conditions that are considered to be pre-existing. This means that if you have a broken tooth that needs to be fixed and you don't already own a dental insurance plan then you would have to pay for it yourself, regardless of if you went and bought a policy today or not.
Dental insurance requires every individual and family member that is covered under the plan to wait a full year before the policy will begin to help pay for pre-existing conditions. That means that if you are in pain right now or if a pre-existing issue causes you pain six months from now you'll still have to pay for it yourself because the insurance company will reject your claim.
Discount dental plans are much more flexible. Since these plans are not insurance you don't have to worry about any claim forms or approvals. You simply visit a participating dentist or specialist in your area, get your teeth fixed and pay the dentist the reduced fee in full at the time of your visit. Most of these plans offer savings from ten to sixty percent on everything from cleanings, to braces, to dentures. There are no age limits and very little paperwork to deal with.
If you've been thinking about getting a dental plan recently you should really take a good look at a discount dental plan first. I think that the savings offered will be a pleasant surprise.
Both Hans Hasselfors & Joe Stewart are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Hans Hasselfors has sinced written about articles on various topics from Healthy Diet, Acne Treatment and Retirement. About the Author: Hans Hasselfors is the founder of SubmitYourNewArticle.com. Visit our article directory for varied articles about. Hans Hasselfors's top article generates over 27100 views. Bookmark Hans Hasselfors to your Favourites.
Joe Stewart has sinced written about articles on various topics from Insurance, Health Insurance and Dental Practice. Stop Right There! Discover The Truth About Discount Dental Plans And Get Your Free 10% Off Coupon Right Now At Discount-Dental.net or by clicking on. Joe Stewart's top article generates over 110000 views. Bookmark Joe Stewart to your Favourites.
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