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Air Force Good Conduct Medal

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There has been much debate about the ill effects on children of television viewing. But there are several positive aspects too and we should keep these in mind when television bashing gets going in full swing. With the proper guidance, T.V. makes a wonderful teaching tool and the earlier a child is introduced to the concept of using the TV as source of information, the better he/she will learn to avoid the less redeeming programs that are also available for viewing.



Enlarging Horizons

One of the benefits of having a vast network of channels is the number of programs available covering a range of topics. From the environment to music, animal welfare to fashion, science, art, religion, sport, politics - everything is discussed, debated and commented upon. The listeners are introduced to ideas and beliefs that may be alien to them or that they disagree with. What a wonderful opportunity for expanding a child's interests and intellectual curiosity.

Awareness of World Events

At no time in history has there been such easy access to world news, yet paradoxically children of all ages are amazingly unaware of what is happening around the world. Even when they have heard of an event, most have just the vaguest notion of who the actors are, the causes and the consequences of the occurrence and how or whether it would affect them. The future will be shaped by today's youth and it does not bode well if they profess an indifference to what goes on around them. With competing channels slanting the news according to their preference, children of today should be taught to listen, question and form their own opinions so that they do not become passive participants in their own destiny.

Sensitization to Evils of Violence

T.V. has often been blamed for children indulging in violent acts. Surely a truer explanation is that no one ever put the violent scenes seen on the small screen into their proper perspective for the child. Watching scenes of war or assault with a caring and concerned adult helps the child understand its terrible futility, how little is gained by resorting to force and the inevitable aftermath of such acts.

Enhances Sense of Empathy

Everyday brings its own tales of woe from different parts of the world. Does this make a child "tune out" due to overload or does it sharpen his sense of empathy, make him more altruistic, make him determined to do something positive with his life? Children are generally idealistic and have a strong sense of right and wrong. It is the manner in which these traits are developed or not that determines the type of adult the child will grow into.

Enables Parent to Talk about Sensitive Subjects

Sometimes it is difficult for parents to broach a topic with their child either because they feel embarrassed or are not sure of the response on direct questioning. It may be about drug use, sexual issues, adoption, problems at school, choice of friends - anything that involves the child and his/her life. Sometimes the older the child is, the greater the hesitancy seems to be. Watching a program on T.V. together, concerning a subject the parent wishes to talk about, opens the door to discussion in general terms which in turn can lead to the specific.

Technology plays a larger part in our lives than we ever imagined and it is only right that instead of wasting the opportunity or turning our backs on it, we harness its great potential to mould and develop our children's attitudes and responses to the world we all inhabit.
Air Force Good Conduct Medal
Speaking at a fringe meeting at the Liberal Democrat party conference, Stephen Sklaroff, director general for the Finance and Leasing Association (FLA), said that the availability of credit, including personal loans and overdrafts, can hold benefits for society as it allows a wide range of people take advantage of the strength of the expanding British economy. However, with the recent credit crunch taking place the FLA director warned that prospective borrowers need to ensure that they are always in a position to make loan repayments.

He said: "Recent market events should not cause us to forget that readily available credit is a force for good. It spreads the benefits of a growing economy throughout society. The credit industry uses effective data sharing to ensure we lend responsibly. But consumers, too, must be responsible borrowers. Better financial education remains a high priority".

Also appearing at the meeting, Teresa Perchard, director of public policy for Citizens Advice, cited the need for more financial education to help Britons adopt a more responsible attitude to loans and other areas of their money management. She commented: "We need to build a healthier climate in which people have the understanding, skills and confidence to deal with money matters confidently."

Meanwhile, Ms Perchard reported that loan lenders and other financial services providers need to do more to help people struggling to pay off their debts manage their money and to make sure those consumers who do apply for a loan will be in a position to keep up with repayments. In addition, she asserted that people are developing difficulties not only in meeting demand for payment on loans, but also for day-to-day expenses.

"There is worrying evidence that while many have enjoyed the benefits of the credit boom, a large and growing number of people continue to pay the price, becoming overwhelmed by serious debt that can have a devastating impact on their lives," the director added.

Vince Cable, Liberal Democrat economic spokesperson, also claimed that the number of people looking for help with their debts or filing for bankruptcy "has been rising steadily" for some time. However, he suggested that such people could be "just the tip of the iceberg", as he pointed out that millions of Britons state that they struggle to make repayments on personal loans and all the other demands on their finances.

Those consumers who previously have had problems successfully managing their debts in the past, could well find that their credit file has been damaged so much that many mainstream lenders will not offer them a competitively priced loan. As a result, such people may wish to consider taking out a bad credit loan as a means of getting back on their financial feet. Last month, Neil Munroe, external affairs director for Equifax, reported that while having a history of bad credit can present difficulties for consumers in later life, they should "own up to the debt" as loan lenders could be more willing to help them establish a more affordable loan payment schedule.
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Both Naresh Belliyappa Belliyappa & Tom Dawson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Naresh Belliyappa Belliyappa has sinced written about articles on various topics from Parenting, Joint Venture and Website Traffic. Visit http://www.ebookmall4U.co.uk for e-books and articles ranging from parenting to web designing. You can also subscribe to receive a. Naresh Belliyappa Belliyappa's top article generates over 4400 views. Bookmark Naresh Belliyappa Belliyappa to your Favourites.

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