Guide to the Stock Market

eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
Business & Money
Technology
Women
Health
Education
Family
Travel
Cars
Entertainment
Featured Sites
SD Editorials
Online Guide and article directory site.
Foodeditorials.com
Over 15,000 recipes & editorials on food.
Lyricadvisor.com
Get 100,000 Lyric & Albums.
  • Business & Money
    • A Guide to Business
    • Guide to Finance
    • Ideas for Marketing
    • Legal Guide
    • Guide to Insurance
    • Lettre De Motivation
    • Guide to the Stock Market
    • Human Resource Career
    • Sales Marketing
    • Forex & Trading
    • Advertising & Marketing
    • Startup Guide
  • Technology
    • Guide to Technology
    • Cell Phones
    • Computer Software
    • IT Hardwares
    • Internet
    • Online Security
    • Cameras
    • Search Engine Optimization
    • Science & Technology
  • Women
    • Guide to Women
    • Relationship Advice
    • Marriage
    • Jewelry
    • Pregnancy
    • Fashion Style
    • Divorce Guide
    • Wedding Guide
    • Dating Guide
    • Natural Beauty
  • Health
    • Guide to Health
    • Guide to Medical
    • Plastic Surgery
    • Weight Loss
    • Sports
    • Body Wellness
    • Cancer Treatment
    • Common Illness
    • Health & Lifestyle
  • Education
    • Military Service
    • Politics and Policy
    • Arts & Humanities
    • Education and Teaching
    • Learn Languages
    • Colleges & Universities
  • Family
    • Quality Home Improvement
    • Hobbies and Interests
    • Family Guide to
    • Pet Guide
    • Loans Guide
    • Credit Cards
    • Gardening Guide
    • Home Security
    • Real Estate
    • Home Decor
    • Gift & Present
  • Travel
    • The Travel Guide
    • Adventure Travel
    • Cruise Ships
    • Beach Holiday
    • Travel Accommodation
    • Holiday Destinations
  • Cars
    • Information on Cars
    • Traffic Violations
    • Auto Insurance
    • Trailers
    • Sport Cars
    • The Bikes
  • Entertainment
    • Entertainment Guide
    • World Music
    • Photo & Video
    • Television & Games

Bank America Credit Card

    View: 
More Articles from
Bank In America
Bank America Credit Card
Bank America Credit Card Payment
Bank America Credit Cards
Bank America Online Banking
Bank America Secured Credit Card
Bank Of America Theatre
Bank Of Scotland Business Banking
Bank Of The America
Bank Of The West Credit Card
Bank Or America Locations
Banks & Financial Institutions
Jp Morgan Chase Bear Stearns
Make A Wish Credit Card
» More on
Bank in America
Credit cards have made shopping simple and convenient. And with the number Internet users gradually increasing, the future of online shopping is bright. It is not an exaggeration to say that online shopping is experiencing a boom. In such market condition, the use of credit and debit card is going to increase manifold. Buying items and services over the Internet saves time and energy. Rather than standing in a long queue, you can book your tickets or buy things with just a few clicks on your mouse.



 

One of the market leaders of credit card issuers is Bank of America. In fact, Bank of America is the largest issuer of credit cards in the US. It has surpassed its nearest rival J.P. Morgan Chase as the largest credit card issuer after its merger with one of the leading credit card issuers - MBNA.

 

With this merger, Bank of America Card Services organization has more than 40 million active U.S. accounts. It is worthwhile to take note that Bank of America is also the largest issuer of debit cards.

 

Bank of America credit cards are one of the most flexible credit cards in the market. Its credits cards are designed to suit extensive credit situations and special needs of students and big businessmen.

 

One of the most interesting features of Bank of America credit cards is its low Annual Percentage Rate (APR). Though some of the Bank of America credit cards have introductory APR, they are quite low, which is usually 1.9% for a period of usually 6 months. It’s quite a good deal if your regular APR is fixed at 6.99% even though there is an introductory APR of 1.00% for a period of 6 months. Most other credit cards issued by Visa and MasterCard have higher regular APRs.

 

For example, Mexicana® Airlines Visa® Platinum has a regular APR which is 6.99% and an introductory APR which is fixed at 1.9%. Though it carries an annual fee of $45, its benefits are immense. After your first purchase, you receive 1 free companion ticket coupon. Thereafter, you will receive a $99 companion ticket coupon each year. You can also earn 1 Frecuenta Mile for each dollar spent and 2 Frecuenta Miles for every dollar spent with Mexicana Airlines. Each year you will receive 2,000 anniversary mile and 4,000 Welcome Miles after you have joined the Frecuenta Program. These miles can be redeemed on Mexicana or on any of its 15 partner airlines.

 

On the flip side, most of the Bank of America credit cards carry an annual fee. Like any other credit cards, Bank of America credit cards have reward cards, credit cards for students, corporate etc. Its cards are also designed to serve the different needs of its diverse range of customers. It has reward programs designed for air travelers and frequent shoppers. In additions some of its credit cards has additional benefits and perks.

 

Though Bank of America is the largest issuer of credit and debit cards, it does not have its own electronic payment processing network. It pays fees to card issuers Visa and MasterCard to process charges made with cards issued by Bank of America. After MBNA merged with Bank of America, it is considering acquiring its own electronic payment processing network. If it succeeds in doing so, it will no doubt emerge as a serious competitor to market leaders Visa and MasterCard.

 

With the merger of MBNA, Bank of America credit cards have also acquired a new dimension. MBNA was the pioneer in issuing specialty credit cards to universities, colleges, and business. It is sure to the break the market monopoly of Visa and MasterCard.
Bank America Credit Card
Bank of America offers more choices and options than any other financial institutions when it comes to credit and debit cards. It is committed to a 10-year goal to provide $750 billion in investing, lending and community development.

 

With the merger of MBNA Corporation and Bank of America Corporation, the former has become a part of the Bank of America family of companies. MBNA Corporation is a pioneer in issuing specialty cards for students and business. So the choices are wider and the offers are more exciting and meet all your financial and investment needs.

 

At present, the privacy policy of the two financial institutions differs and use and service of MBNA credit cards are yet to be integrated with Bank of America. This integration is likely to complete by the end of 2006.

 

Bank of America credit cards can be categorized into popular cards, reward cards, everyday cards, entertainment cards, college and university cards, cards for charitable causes, sports cards, outdoor and recreation cards, professional and military cards and business cards.

 

Bank of America Rewards™ American Express® Card is one of the popular credit cards issued by Bank of America. It carries no annual fee and has 0% introductory APR on cash advance checks and balance transfer for the first 12 billing cycles. The regular APR is quite low at 7.99%. Other benefits are that you can earn one point on net retail purchase dollar and two points on dining and travel purchases. You can redeem the points earned on stay at partner hotels, brand-name merchandise, and gift certificates.

 

Reward cards from Bank of America can be further categorized in to general reward cards, travel cards, shopping cards, and automotive cards. PetRewards™ Visa is a reward card issued by this bank. One interesting feature of this card is that you can put the picture of your pet on this card. Plus, you can earn points on pet food discount certificates, veterinary services, and shelter donations. There is no annual fee.

 

‘I Love New York Rewards American Express® Card’ from Bank of America, an everyday card, has exceptional features like Identity theft recovery and absolute fraud protection, secure online account management, special shopping and travel offers, introductory 0% APR for the first 12 billing cycles. For every dollar spent on this card you earn one point which can be redeemed towards merchandise, airline, and hotels.

 

‘American Diabetes Association Rewards American Express® Card’ from Bank of America is a charitable card. It has features such as 0% APR for the first 12 billing cycle, special shopping and travel offers, identity theft recovery and absolute fraud protection. It also carries no annual fee and comes with the flexibility to pay over time. Its reward options include cash back offer, gift card and travel with no blackout dates plus discounts at partner hotels.

 

Kentucky Derby Visa® credit card is a sports card issued by Bank of America and has features like online account system and 0% intro APR for the first 12 months. It has no annual fee. Earn a point for every dollar spent on this card in net retail purchases and redeem your points for merchandise and other special privileges that include opportunity to obtain Kentucky Derby tickets.

 

Some popular professional cards from Bank of America are American Institute of Architects card, American Medical Student Association card, American Society of Civil Engineers card, and American Society of Mechanical Engineers card. All these cards have a 0% intro APR for the first 12 billing cycle and special and flexible reward programs.

 

Bank of America also issues credit cards for small businesses.
  • Related Articles
  • Author
  • Most Popular
•0 Apr Credit Card Offer, by Mario R. Churchill
•0 Apr Credit Card Offers, by Beth Derkowitz
•0 Balance Transfer Credit Card Offer, by Robert Alan
•0 Balance Transfer Credit Card Offers, by Jay Mayweather
•0 Credit Card Interest, by Mayoor Patel
James English has sinced written about articles on various topics from Religion, Visa Credit Cards and Bank of America. CreditMe.com is a free online credit cards review and application website. We offer credit cards selection from visa, master cards, bank of America,discover, American expres. James English's top article generates over 368000 views. Bookmark James English to your Favourites.
Best Bra For Support
The titanium bra can be done in tandem with a standard breast-enlargement procedure if so desired
 
A Guide to Business | Guide to Technology | Guide to Women | Guide to Health | Family Guide to | Travel & Vacations | Information on Cars

EditorialToday Guide to the Stock Market has 3 sub sections. Such as Types of Funds, Guide to Investing and Penny Stock Investing. With over 20,000 authors and writers, we are a well known online resource and editorial services site in United Kingdom, Canada & America . Here, we cover all the major topics from self help guide to A Guide to Business, Guide to Finance, Ideas for Marketing, Legal Guide, Lettre De Motivation, Guide to Insurance, Guide to Health, Guide to Medical, Military Service, Guide to Women, Pet Guide, Politics and Policy , Guide to Technology, The Travel Guide, Information on Cars, Entertainment Guide, Family Guide to, Hobbies and Interests, Quality Home Improvement, Arts & Humanities and many more.
About Editorial Today | Contact Us | Terms of Use | Submit an Article | Our Authors | Most Popular