Guanaja Honduras, where in the world is that, you ask? Guanaja is a small island in the Caribbean located about forty miles off the northern coast of Honduras and is in the Bay Island chain. It neighbors El Salvador, Guatemala, Nicaragua in Central America. Less than two hours from Miami, there are several airlines that service Honduras making travel there simple and easy!



Three main islands make up the Bay Island chain in Honduras. Roatan is a familiar stop with the cruise ships. The big tourist boats dock there several times a week. Utila, the smallest of the islands is very popular with divers and is well known for diving with the whale sharks. Guanaja is the tallest island and has hillsides covered in pines along with several fresh water streams and waterfalls. The fact that there are no roads on Guanaja may be one reason that it has remained undiscovered by the masses.

How the heck do you pronounce Guanaja, does it really matter? I began researching the possibilities of affordable retirement there about five years ago. Face it, the worst case scenario, is to not have enough money to live in the way you have become accustomed to, while working the old nine to five!

The Baby Boom generation, born between 1946 and 1964, are a new generation of retirees. The Boomers want adventure, they want bang for their retirement buck and many are willing to seek out retirement in a country other than the United States to find it.

If you want to lead a fairly active lifestyle you might want to go white water rafting, hiking, fishing, scuba diving or snorkeling. The Bay Islands are surrounded by the world's second largest coral reef and the pristine water of the Caribbean Sea. Maybe you want to slow down a bit, Honduran beaches, waterfalls, lakes, and cloud forests provide beautiful settings for spas and retreats.

The land barons have not yet discovered Guanaja and because of this, the property is still quite affordable. Ocean front can still be had from $20,000. A two hundred thousand dollar home will run you less than two hundred dollars in property taxes. I like that!

An average pension of $1,000 to 1,500 a month can allow a retiree to live in comfort in Guanaja. How would you like a cook or someone to help with chores? You can hire this type of help for about $150 a month. Would that make your retired life easier?

Medical care is located in Savannah Bight located on the island or a clinic is a five minute boat ride to Bonacca Town. For Emergencies, you have a state of the art hospital in La Ceiba on the mainland, forty miles away; most of the doctors there have been trained in the United States or Cuba.

Will Social Security be there when we retire? Can we live comfortably on a fixed income with prices soaring? Baby Boomers are reaching retirement and need to know the answers. Guanaja, this tropical gem located in the Caribbean, may be the affordable answer to this question.