Who wants to be a victim of identity theft? Nobody! This up to date problem can bring you not only financial difficulties but also can harm your credit history. Be cautious! The crime has over the barrel and, as a rule is always a ravage. Why is it on the rise? Because it can be one of the profitable crimes and can be hardly caught.



What can you do to be protected from this kind of theft? I believe, you know by hearsay about theft and its aftereffects, or you have already been a victim of identity theft yourself. Therefore you probably understand the importance of measures that need to be taken and are able to secure your finances from thieves.

Today thieves are well grounded in their job and possess all the necessary tools to steal the most useful and valuable information of yours. If you realize the gravity of the whole problem and make all possible efforts to protect your identity, the chances to avoid this happening can be very high. When you apply for any card offer via Internet, you can not even suppose that your identity can be thieved. It is the only sad side of online applications. Criminals can select different forms of theft to participate in. Then they can use your stolen credit card number or filched checks, etc. In any way, be ready!

One of the most popular forms of identity theft is Social Security Number. If thieves get your contact data and your SSN, you can face with difficult financial problems. As a security measure do not state your SSN on any checks and don not tell it anybody!

When you apply to any credit card company or bank, at first you need to ask about its security measures that can guarantee the protection of your identity. But not only credit card companies and banks have to work hard on your identity's protection, you also need to make efforts and take the initiative in order to be protected absolutely.

If you wish to be more assured in the security and protection of your finances, check your credit report three or four times per year. It's not difficult, be sure! Looking at your credit report you can notice if someone has been applying for credit accounts or making any bargains with your identity.

One more important aspect that you need to pay attention to ? password. No doubt, it plays a great role. Filling in an online application for any credit card, you are required to state a user password. You can not be registered without it. Using your maiden name or name of a pet is a rude mistake. Invent the strong password that nobody else can reckon it! The stronger and cleverer your password is, the better protection your identity has.

If you receive various promo materials from credit card companies, it means that your name and contact information are in the mailing lists. Try to remove them from there!

And finally - thieves search for any information that relates to you and your personal finances even in your dumpsters of waste. You need to cut or shred any of your paper works that contain figures and data about your finances.

These rules are simple and easy to follow. But even then your identity has a chance to be thieved. As soon as it suddenly happens, contact the bank immediately! After the fact not only your money can flow away but your credit history can be harmed. You can re-establish your credit but it will take time and endurance. So, it is better to prevent this happening than restore your finances after that.