According to a study reported in Prevention Magazine, “79% of baby boomers expect to work at least part-time well into their golden years.” The study revealed that “a growing number of adults are looking at their 40s, 50s, and 60s as the right time to start fresh in an entirely new field.”
Craving a more fulfilling and meaningful career is one area of focus during midlife adjustment. As adults reach midlife, the importance of achieving goals and doing what makes them happy becomes much more important. This is the time closet authors, entrepreneurs, musicians or artists begin thinking about careers to match their passion for life.
Women are well represented in this trend, with more women than ever using their midlife as a springboard to experience positive career transformations. Most often, these women want to create something that has the ability to help others while at the same time helping themselves.
According to Entrepreneur Magazine, one of the best, high-growth service businesses is Home Staging (also known as Real Estate Staging or House Fluffing). Home Staging is a fast growing real estate service career that gives individuals the chance to use their passion for decorating to make a difference in people's lives.
This business is particularly attractive to individuals with a passion for decorating and an interest in real estate. Home Staging is a very low cost business to start because you don't need to invest in inventory or a retail location. And, with the slowing U.S. real estate market, the need for home staging services will grow as desperate home sellers look ways to avoid the significant price cuts recommended by their agents.
After staging hundreds of homes I can honestly say that no matter what the client's circumstances, I am generally doing work that makes a huge difference in the lives of my clients. Selling a home can be a stressful experience. People's reasons for selling vary greatly, but sometimes my clients have to sell and sell quickly because of personal, financial or medical issues. It is very satisfying and rewarding to know that I am able to help my clients through a difficult time in their lives.
For example, many of my clients are couples going through a divorce. It is often a huge relief to them to have me as an independent third party make the decisions about what should be done to get the house ready for sale. They appreciate that I have no vested interest in either the husband or wife's point of view. I just tell it like it is. In many cases by using my services, the couple makes enough profit to enable them to have down payments for separate houses.
If you've been itching to reinvent your life and do something that reflects your real talents, I hope you will do whatever is necessary to seize the opportunity. Changing your job, career or lifestyle may take some work. But if you truly follow your passion, the effort will provide infinitely positive results.
God Of A Second Chance Song
Credit score plays key role in getting any loan from the finance market. I had a bad credit score which I got to know from my recent credit report. It was a big shock for me. Just a few years back, I had mortgaged my home to get a loan but today when I see interest rate falling I feel really bad that I can't take advantage of them. I thought that I can't apply for remortgage because I have a bad credit score. But, my friend a loan adviser told me that I can, it was great news. He told me about Bad Credit Remortgage, I applied for it and enjoying its benefits now. So I just thought to share some information about bad credit mortgage loan which may help you in future.
Bad credit remortgage is tailored to help homeowners in UK who have bad credit score to access the benefits of falling interest rates. Let me first explain the term “bad credit”, because for some of you it may be new. “Bad Credit” is a credit rating term which reflects poor credit worthiness. Many people are afraid to look for a remortgage deal just because they have adverse credit. They fear that lenders may not offer them remortgage option as there is big risk involved with respect to loan repayment. People who are facing bankruptcy or are problem cases such as court country judgments or had made defaults on the past loan payments are categorised as people with bad credit history or score. A FICO score of 580 and below is considered to be a bad score.
Remortgage is a legal way of finding new mortgage at competitive rates. The interest rates keep on fluctuating in the finance market. One may enjoy the benefits of low interest rate through remortgage. Bad credit remortgage can offer many benefits; it can be used to consolidate debts. Consolidating all the debts into one loan will make it easier for you to remember the payment date, so that you can make the monthly payments in full and on time. Thus, helping a borrower in improving the credit score which will be rewarding in the future.
Bad credit remortgage offers borrower the opportunity to extend the loan term. A longer loan term will imply low monthly payments thus reducing the monthly payment burden. A borrower can release equity in his home by applying for a bad credit remortgage and can use the raised capital to make home improvements.
Borrowers can opt for either a fixed rate remortgage or variable rate remortgage. Fixed rate remortgage have fixed interest rate and fixed monthly payments. This remortgage will be best suited for people with fixed and regular income. On the other hand, in a variable rate remortgage, the interest rate is determined by the market interest rate. If the interest in the market is low then the borrower will get the benefit but in case the market interest rate is high the borrower has to bear it too. Another option available is the discounted rate remortgage, it is a kind of variable rate remortgage with discount. The discount is applicable for some time and afterwards standard variable rate is charged from the borrower. Bad credit remortgage will be available for a little higher rate of interest as you have a bad credit score. Shop around; it will help you get better interest rate.
Many lenders offer bad credit remortgage deal. Search for lenders it could be in the form of a bank or an online lender. Collect the loan quotes or details of the remortgage options offered by the remortgage providers. Compare the remortgage options and choose the remortgage options that satisfy your needs to the best.
Life is very uncertain. Anyone of us can get into the trap of bad credit. You need not be ashamed of a bad credit score. Enjoy the benefit of bad credit remortgage but keep in mind to maintain the discipline which will help you remove the bad credit blot from your credit report as soon as possible.
Both Debra Gould & Sandra Smith are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
457 B Retirement Plan In order to find a local provider, you should search the internet. By using the web tools, you will find many details on the plans, and can also ask for information from plan providers