In today’s day and age internet is part of most of our daily lives. Internet making our daily task easier, like comparing health insurance quotes online. If you have not started you health insurance shopping online then you are for a surprise. What you will find out is literally hundreds of thousands of website offering free health insurance quotes online. When looking at all the websites that offer health insurance quotes, there are basically two types of websites available to you.



First type of website is the one where you will submit your information and then your information forwarded to up to eight independent agents that will contact you about your health insurance options. If you are looking for instant health insurance quotes this is not going to be your option since you are not going to get your quotes right away. The agent that your information will be forwarded to in most cases works with the same insurance companies. You will have the opportunity to have any of your questions answered. You will also get a perspective from different agents on the same plans and insurance companies. If you get a recommendation from one agent on a specific plan you can ask a different agent if he will recommend the same plan to you.

Second type of website that you will find is a site where you can get instant quotes. These types of websites are usually owned by insurance agents or agencies. When you submit your information to get a quote you will not be asked as many questions and most of questions are going to be optional. Realistically for you to get a quote from the insurance company all the insurance company needs is your zip code and your date of birth. When you are going through agent or agency website your information only goes to one person. If you think that you can find health insurance plan on your own this is a great option for you. You can always get instant insurance quotes compare health insurance plans and apply online. While you are going through the process you can always contact the agent if you might have any questions. Today most websites offer instant chat or eight hundred number you can call to get your questions answered.

Something to keep in mind when you are going trough agent or agency when looking for health insurance is that submitting your information to multiple insurance websites is not going to help you and you are not going to find some extremely low rate. When Health Insurance Company comes out with a new health insurance plans they have to file with state insurance commissioner. That means that all the plans are exactly the same no matter which or how many websites you go to. The monthly premiums are determined by the insurance company and filed with the sate commissioner. Therefore the monthly premiums will be exactly the same for the same plan no matter if you get it directly from the insurance company, insurance website or your local insurance agent.