The newspaper always lists public information because it is required by law for the information of a home that is going into foreclosure to be publicly listed. This is for the protection of the bank and so the homeowner cannot claim that they had no idea the home was in the process of default. The notification of default will be in the public notice section and the notification of the set date of an auction and intent to sell the property will be listed. This will give you information about where the house will be sold, who the borrower is, the lender, the address of the home, and much more.

Banks are the best place to go. Newspapers have current foreclosures that are in the process. Unless a lender that owns homes is paying for additional newspaper space, the foreclosures that they have on their books are not listed anymore once they go back to the bank.

When you go to a bank you can learn what houses they have had to take back into their possession are. This information is free and if you are pre approved for financing then the bank will help you find one of theirs and be very encouraging. The best banks to go to are the big branches because they most likely have a large number of foreclosures that they own.

The banks will help you if you find a house that you would like to get inside and look at. If you are interested in buying a bank owned property then it is important to remember that you can negotiate with a bank. They are willing to work with you on the price to get the house off of their books. They do not want to own homes and someone like you is exactly what they need. They will work with you.

There are ways to find foreclosed homes that are free. Foreclosures are public information and you should never pay anyone for this information. Go to a bank and ask them for a list of homes or go to the public newspapers and learn about the homes that are soon to be available.