Of the three programs the Perfect Wealth Formula and Wealth Magnet System concentrates mainly on teaching online marketing and advertising concepts while Roadmap to Riches is a self-improvement, self-development online teaching program.

Firstly, I believe the reason why over 97% of people fail promoting their online business is because they don't know how to market, recruit members, and most important, confidently and positively assist their business team to duplicate.

Secondly, if you are a newbie, to online business opportunity programs, it can be hard to find a supportive sponsor with a training system in place, that makes it possible to duplicate other team member's success.

To start, lets talk about self-development opportunity Roadmap to Riches.

Roadmap to Riches is a new program that taps into the motivational and self-development market. Since folk, like popular motivator Tony Robbins, launched his Personal Power self-development courses way back in the early 90's, everyone from mums, dads, retirees, small business owners and multi-million dollar corporations saw the amazing life changes people can accomplish with a positive attitude, goal setting strategies and motivation for success.

To purchase into the Roadmap to Riches (aka R2R) online program the cost is a $999. This is a one-time payment, paid directly to your sponsor. R2R does not offer a cooling off period of 7 days and once you have paid for your product, you cannot get a refund. R2R is a 2-Up compensation plan, which means the first two sales every business promoter generates are given to their sponsor. The monthly, out of pocket, company web hosting fee is $49.95 or R2R business owners have the option of paying a one-time life-time company web hosting fee of $350.

The Perfect Wealth Formula and Wealth Magnet System are online programs designed to teach and train newbie and novice marketers how to effectively advertise, market and make a lucrative profit online.

I particularly like these two online teaching programs because they offer a Zero-Up compensation plan, which means as a business promoter, you will never have to give your first two sales away to your sponsor. Personally, I have promoted a 2-Up comp plan before, EDC Gold in 2006. From my experience I have seen many novice marketers struggle making their first two qualifying pass up sales, this is why I personally favour the Zero-Up compensation plans of the Perfect Wealth Formula and the Wealth Magnet System.

Ok, so lets discuss Wealth Magnet System (aka WMS) first. The cost to purchase WMS is $397 for the Basic teaching program and $797 for the Elite program. As a WMS business owner, you can make either $600 or $200 commission per direct sale and because WMS offers a Zero-Up compensation plan you will never have to hand any sales away to your sponsor. The monthly on-going web hosting fee is $29.95 a month.

Finally, lets talk about the Perfect Wealth Formula (aka PWF). The cost to purchase the PWF business opportunity is $1697 for the elite Silver marketing program or $697 for the beginners Bronze program. As a PWF business affiliate, you can earn $400 or $1000 commission per direct sale. To earn extra income, even while you sleep, the Perfect Wealth Formula offers two sponsoring incentives, paid daily, from personal affiliate direct sales. What this means is, each time one of your affiliates makes a sale of $1697 or $697, you as their sponsor, will earn a company over-ride bonus of either $200 or $100 a sale.

Also, the PWF gives it's affiliate business owners the opportunity of using an experienced call centre to contact their interested prospects, tell them about the advantageous of joining PWF and close the sales on their behalf.

The company call centre is an extra option, which can be purchased if you are an affiliate marketer who has an aversion to talking with prospects and marketing over the phone.

Another positive, for subscribing to the PWF call centre option, is that the PWF is a global business opportunity, so hypothetically any one of the professional call centre closers could be closing your sale, in another part of the world, in another time zone, while you're cosily tucked in your bed asleep and unaware that you will be waking up to a cash profit in your bank account.

The Perfect Wealth Formula, Wealth Magnet and Roadmap to Riches each have their own positive and negative merits and are in no way associated with MLM.

In my opinion, if you are searching for a way to generate a lucrative income online, each business opportunity will produce positive results with the correct online marketing and advertising methods.

To conclude, of the three programs, my personal favourite is the Perfect Wealth Formula because (1) it is a Zero-Up compensation plan, (2) the direct cash profit of earning either $400 or $1000 per direct sale, (3) the incentive to personally enrol many affiliate marketers who pass up a passive income of $100 or $200 in bonus over-rides from their personal sales and (4) the option of choosing to use the professional call centre to close all sales, in any time zones, even while you sleep.