Usually, if you're on the Internet that means you have cable TV that you view daily. This means that you are probably paying at least $130 or more per month for the privilege of using cable TV and Internet. Some of you may have digital phone service that is included in that price.

Like I said in the last article, digital phone service will save you a lot of money. Now we have an opportunity to save you even more money. Let's visit through this next opportunity step by step.

With your cable system, you probably have high speed Internet. You also decided that you wanted to load it up with the fastest high-speed cable you could get. Then you approached your cable TV provider and said, “I want all these packages”. You got DVR, HBO and some of the other premium channels.

So, with your bundled service of high-speed Internet, cable TV and digital phone service, you're paying in excess of $130. I know people that are paying $160 or more for their bundled package.

I was able to make significant changes to my monthly bill so that my TV, Internet and phone bill are cheaper. I can hear it now, you're saying, “how did he do that?”

Okay, here we go. To keep this short, I'll give you the brief version of what I did.

First, I got rid of my cable TV and went to satellite TV. Number two, I got rid of cable for the Internet and went with DSL high-speed. So, with that combination, I was able to move from $160 per month to less than $100 per month. I had already switched to digital phone service so that was included.

I did add one new super item that cost me about six dollars more per month. I added a digital video telephone and boy am I glad I did that. Yes, the Internet is a little slower due to DSL but I don't miss it. Who needs all that speed? I would rather have a faster computer.

I cannot express how important it is in this current economic climate to try and save money where ever you can. If you decide that DSL or Satellite TV are not for you then maybe you should ask the millions that are currently using either or both.

The only thing I would caution you on is that you watch and keep in mind that these two services require a contract period of two years normally but if something should occur during that contract period they will try to begin that two year contract over at that point in time. So if you are aware, it is very difficult for you to get taken advantage of.

I'm not going to discuss the digital video telephone in this article except to tell you I love having my video. So, if you are anxious to see about it or to learn more about the digital video phone, you will just have to wait for my next article or maybe you can get a sneak peek by clicking on a link in the author's box below. See you next time.