No matter how much money you have saving when you can makes you feel good. And in these tough economic times saving is not only a pleasure, it is a must. The good news is that you can save on every purchase you make. Believe it or not, every single item cycles through various times of the year that it is on sale.

Some items are usually on sale during a particular month or holiday and others are more reasonably priced several times a year. The point is that it pays to do a little research before you make a substantial purchase.

Cars are of course a big ticket item and most of us prefer to get a 'good deal' when we are spending thousands of dollars. The good news is that there are several times a year the cars are priced more affordably. The end of the month is always a good time because many car dealerships require or at least prefer that the salespersons make a certain number of sales each month. This makes the store itself look good.

Therefore, the salespersons as well as management are often more agreeable to your terms. The end of the model year as well as the end of the calendar year is also a great time to purchase a new automobile. Obviously the car lots prefer to load their lots with the new models so they are happy to sell the older model at a little discount. Additionally, there are various times that rebates and special incentive packages are offered.

The best time to purchase computers is during July and August. Take advantage of the back to school sales.

Cookware is priced lower during the months of April and May because of graduation and wedding season. Cookware is also sale priced during the months of October and November as holiday promotions.

Furniture is lower priced during the months of January and July. After the winter holidays the stores receive new stocks of furniture and the same is true of July. At that time the stores are receiving their Fall inventory.

Air conditioners and gas grills should be purchased in the off season if you want a great deal. Jewelry purchases should be avoided during the holidays, Valentine's Day and Mother's Day. Most jewelry sales are made during those times so there is little need for the stores to have real sales then.

Linens and bedding should be purchased during January when all the stores are having their annual white sales. As you can see, it is not within the scope of this article to cover every purchase but it is important for you as the consumer to know that virtually everything can be purchased at a sale price at some point during the calendar year.