Imagine owning an apartment in Cyprus. Everyone (or most everyone) dreams of owning a home in the sun and spending those long summer days relaxing by the pool or sipping long cool drinks on the sun terrace. Maybe as you read this article now you imagine yourself owning an apartment in Cyprus with a beautiful pool and all the luxury that goes with a brand new property in the sun. The chances are that you are not alone in your aspirations for a holiday home abroad.

The sad fact is however that most of the people who dream of owning an apartment in Cyprus never ever realize the reality of the dream and pass it off as just wishful thinking. This is a real shame because most average Joe's and Jane's could actually afford to buy that dream Cyprus apartment if they were only aware of how easy it could be. With the cost of luxury holiday villas continuing to rise a Cyprus apartment could be a great cost effective holiday home option for many folks.

Now that Cyprus is a member of the European Union other Euro citizens are at liberty to reside in Cyprus and work there unhindered too. This may explain why many of Cyprus's financial institutions are prepared to offer loans for property to non Cyprus residents at very competitive rates. So buying that Cyprus apartment is a lot more financially feasible for those searching for a holiday home in the sun whether it be for their own use or as an investment property.

At the time of writing this article many Cyprus lenders were offering to finance up to 80% of the value of a property purchased by non Cyprus residents. Work it out! If you were to remortage your home in the U.K. to raise the 20% deposit and take out a loan for the balance you wouldn't need to mortgage of your Gran or sell any vital body parts to be able to live the Cyprus dream. Many purchasers are in fact making a tidy profit on their investment already by renting their Cyprus apartment out to holiday makers or even longer term tenants such as retired couples wishing to winter in Cyprus.

When you look at the facts there are plenty of great reasons why you would be crazy not! to buy a Cyprus apartment and make it your second home. Cyprus boast over 320 days of sunshine every year and the sea temperature never drops below about 16c even in the winter (which only last about three months anyway). The Cypriot people are amongst the friendliest you will ever meet and speak English as a second language, in fact it's taught in all the schools even from primary age.

If you have never visited this beautiful Mediterranean Island paradise in the sun you are in for a real treat. Steeped in centuries of history and culture you will always have something new to learn about her. We have been visitors and part time residents in Cyprus since 1997 but we have never run out of places to visit and there is still plenty to go at. They drive on the left and all the road signs are in English as well as Greek so getting around is a cinch.

If you are still unconvinced that a Cyprus apartment would make a fantastic investment maybe the recent growth in property prices will help make your mind up. Shrewd buyers of Cyprus apartments and villas have seen their value almost triple in the last 8-9 years alone! If you want to live that dream of owning a beautiful Cyprus apartment perhaps you should make your move before the market leaves you behind and prices rise beyound your reach. Whether you decide to buy a Cyprus apartment or not the Island is a fabulous place to visit for a great holiday so why not check it out for yours