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Online Conveyancers Help You Save Time And Money
Kevin Adam Ridings
Conveyancers are the professionals who help you in Conveyancing, which is the process of transferring legal ownership of property from one party to another. Due to all the legal formalities and complexities involved in the conveyancing process, it is always preferable to avail the services of a conveyancer.
Before hiring a conveyancer, you should always look around for different quotes and prices. One very effective way to do this is via the internet. Hiring a conveyancer online saves you money, because you have a wide variety of conveyancers available with different rates and you can choose one according to your needs - and you don't have to visit different companies, hence saving time.
The time required to complete the conveyancing process depends on the nature of the transaction, and also on the conveyancer. The entire process usually takes around 6 to 8 weeks to complete. However, if the conveyancer is experienced and efficient, the process can be completed in a relatively shorter time. The conveyancing process consists of several stages, and each stage varies in the time it takes. The first and most important stage is that of conducting a search related to the property. The purpose of this search is to find out if the property is disputed in any way, or there are any other issues associated with it. The results of the search play an important role in determining the value of the property. The most common searches are the Local search, Drainage Search, Mining Search and an Environmental Search (for checking if the areas surrounding the property are in any way contaminated). In the next stage, the conveyancer checks documents such as the Contract and the Title Deed. The purpose is to make sure that the title mentioned on the property deed is that of the genuine owner of the property. This can be checked with the Land Registry. During this stage, conveyancers also obtain a list of values of any fixtures and fittings. Any other property related inquiries are also made during this stage.
After finalising the mortgage and insurance matters, a contract is drafted which sets out the terms and conditions related to the transaction. After the contracts are prepared, the conveyancers of both the parties negotiate a completion date. This date is included in the contract. The contracts are then exchanged between the two parties. This is when the deal becomes legal, and usually 10% of the purchase price of the property is deposited with the conveyancer, which he holds till completion.
The last is the completion stage, in which the Transfer deed is handed over to the buyer of the property. This is when the transfer of other necessary documentation and information also takes place - and the transaction is complete.
Hiring an online conveyancer does not only save time and money, but it also saves you from making unnecessary visits to the conveyancer's office, because documents and paperwork are either e-mailed or posted.
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