Mobile Phone Insurance: Protection for your Favourite Device

By: Keith Rickwood

Your mobile phone is your constant companion-round the clock, day-in and day-out. Whether you are in a party or in a business meeting, your mobile phone is something without which you are incomplete. Its not possible to keep it in safe custody all the time. You may loose it some where or some dirty mind may do a trick on it. People who travel by public transport have high probability of mobile phone loss or damage while travelling. United Kingdom records around 7,00,000 mobile phone losses and damages every year.

Thanks to consumer demands and multi-functionalities of mobile phones they have become precious and costlier. Mobile users loose quite a amount when they loose their mobile phone. Sensing this mobile phone companies in association with Insurance companies have launched Mobile insurance schemes. More often when you buy a handset, the phone comes with a mobile insurance plan. People who don't have their handsets protected with Insurance can avail mobile insurance policies from any insurance service provider operating in UK.

Depending on the insurance policy you take you handset is protected against damages or theft in UK

or outside or in some cases both which means if you loose your handset the Insurance company will reimburse the amount depending upon certain calculations. In case of damage the insurance company generally pays the repairing charges or replacement cost whichever is the less. The premium amount for a mobile insurance is very less and often mobile sellers offer huge discounts on insurance or add it as a freebie to allure customers.

Its very important to select an mobile insurance plan which provides comprehensive coverage to the cost of your mobile phone. Understanding the terms and conditions of the offer document result in speedy reimbursements. The other important things is to report to your Insurance company the moment your phone is lost or damaged.

With a little cost...get valuable protection to your favourite gadget.

Cell Phones
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