Mobile Phone Insurance - Cover the Risk On your Phone

By: Gregory Gibson

A mobile is a small device with the ability to connect you to anybody in any part of the world in just a few seconds. There are certain risks that come with having a mobile device. These can be loss due to physical damages, water damages, mechanical breakdown, threats or fraudulent calls which can trouble you later. It is very common to suffer loss due to any of such reasons. Mobile phone insurance covers such risks to a considerable extent.

Statistics show that every minute a mobile phone is stolen in the UK. Almost half of the total crime involves mobile phone thefts as it is the number one target for muggers. Mobile phone insurance safeguards your mobile against any such loss. Mobile replacement can cost you around ₤200 to ₤1000, whereas mobile phone insurance protects your mobile at a much cheaper price giving you the peace of mind. Mobile phone insurance costs you around just ₤25 to ₤100 per year depending upon the provider and the level of insurance cover.

Mobile phone insurance can be applied easily for through various online mobile phone shops. Here, you can get various quotes to choose from as per your suitability. To enroll yourself for mobile phone insurance, you need to have your mobile phone details, credit/debit card details, your bank sort code, account number, and IMEI (International mobile equipment identity) number of the phone. To get your IMEI number you need to type *#06# on your phone. Along with such information you need to mention personal details such as your name, address and contact information, email IDs, date of purchase and from where you have made the purchase of your mobile handset in the application form.

Make sure to go through all the terms and conditions in order to avoid disagreements later with the insurance provider. Once you have submitted the mobile phone insurance application form, you will start receiving the cover within 48 hours for all the risks and causes mentioned.

Other than going for mobile phone insurance, there are certain things which you can take care off to keep your mobile safe. These are:

+Make a note of your mobile's IMEI number.
+Mark your phone with UV (ultraviolet) security pens leaves a mark that is not visible to naked eyes. Remove the battery and place the mark on the phone with your house number and post code.
+Set PIN in your mobile. This makes it difficult for the other person to use your mobile in case your mobile is stolen.
+Don't leave your mobile at strange places
+Keep it away from dust and water

And for rest of the reasons mobile phone insurance is here to make you feel the power of mobile without any risk.

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