Prepaid Cellular Phone Plan: The Good and Bad Side

By: Alicesy
A prepaid cellular phone plan is just like any other phone plans that you take advantage. The only difference is the manner of paying the bills. In a post paid plan, you would pay after you use the service while in a prepaid phone plan, service operates after a costumer has purchased it before using.

Many consumers on a tight budget go for a prepaid cellular phone plan. This is practically due to the fact that a prepaid cellular phone plan saves money and limits credit by setting a limit to how much a consumer can spend or use.

How is this going to help a person with a small budget? The prepaid cellular phone plan doesn't let the consumer exceed the limits of his paid plan. Once he consumes all of his prepaid credit, he can no longer use the phone services. This has a huge effect on the discipline and spending willpower of the consumer.

Another thing that makes a prepaid cellular phone plan more budget-friendly is its hassle-free and no commitment state. The consumer is not obliged to pay a set amount of money per month unlike in post paid plans. Instead, the consumer pays only how much he plans to use. In post paid plans, there is a penalty when a consumer fails to meet the terms of the contract and thus will have to pay penalties and additional fees. In prepaid plans, there are no contracts whatsoever.

A prepaid cellular phone plan limits expenditures and prevents debts. The consumer is required to pay how much he plans to use before availing phone services. There are mobile phone service providers which sell prepaid cards for the consumers to use. They are easy to obtain and only require one time payments in stores and shops.

Prepaid cellular phone plan cards are available in the internet. You can purchase services at a carrier's website. You can also buy them at carrier stores. You can have them in monthly rates, also called autoplay. Here, your credit card is immediately charged a certain amount every month. Whenever you call, the per-minute charge is immediately deducted to the amount charged on your account until there will be no more service.

Prepaid credit can be purchased in various places offline. They can also be purchased online in carrier websites and carrier stores. Prepaid cards have expiration dates when you load them into your phone. You have a number of days or weeks to use the load depending on the amount of the prepaid card you purchased.

Although a prepaid cellular phone plan may sound very appealing, you should give it a long thought before choosing this over the post paid plan. In the long run, post paid plans give much bigger savings when you are the type who makes frequent calls. This is because the post paid plan has lower call rates than prepaid plans. Weigh matters first before choosing among the two.
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