Questions about Identity Theft You Should Not Ignore

By: Davejoa.
How Can My Personal Identity Be Stolen?

Many criminals and thieves want to steal your personal ID and they can use many different and often successful tactics to do so.

Criminals have developed many different methods to steal you ID and we have listed just a few of the most common ways here so that you will be more aware of what they do.

Finding and removing personal information from dustbins.

Burglars will collect your details from documents when they steal from your home.

Stealing post and parcels from front doorsteps.

Stealing ladies handbags and men's wallets while they are not looking or by pick-pocketing.

Taking on the identity of a dead person and pretending that they are still alive.

Getting post and mail redirected to a different address so they get your letters instead.

Getting your credit card receipts so they can see your credit card number and other details.

Today many identity thieves operate as part of large and organized criminal gangs who deliberately target personal identity information.

Unfortunately if your ID does in fact get stolen you may end up in a position where your personal information is used by these gangs in trafficking or even terrorist activities.

How Can I Find Out If My Identity Has Been Stolen?

Fortunately, there are several different ways to find out about identity theft.

If you are lucky when you find out, it will not be too late.

Here are some of the more likely scenarios for indications of identity theft:

A new credit card statement that you have never seen before arrives addressed to you.

An unknown bank account statement in your name arrives for you.

You find transactions on your credit card statement for goods you did not buy.

You see transactions on your bank statement that should not be there.

You a get letter or call from your bank or credit card company about unusual transactions.

Therefore it makes great sense to pay careful attention to all your financial statements and the post you receive to ensure nothing occurs which is out of the ordinary.

Unfortunately some people just do not pay attention to these things and before they know it they are in trouble.

The consequences can be very frustrating and a real pain to resolve.

Prevention is better than cure!

The best way to find out is to obtain a copy of your credit report on a regular basis from one of the major credit reference agencies.

By monitoring your credit report for changes and unusual discrepancies you will be one step ahead and have a much better picture of what is taking place in your name, even if it is not you!.
Identity Theft
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