Teaching Learner Drivers, you need Driving School Insurance

By: Tom Heath

Being a driving school instructor is one of the toughest jobs around.It’s nothing short of a tightrope walk, balancing the teaching and also keepingan eye on the traffic.? In spite of thecareful watch, the driving vehicle may meet with frequent accidents, especiallywhen pupils are at the wheel. The vehicle may also need repairing every otherday with the wear and tear of learning. One thing, which the driver can rely onin these trying circumstances, is driving school insurance.

1 day test cover is the mostimportant cover among all the driving school policies. One day test cover helpsthe driver, as it is a short term insurance available for immediate needs.Though called ‘One day test cover’, the period can range anywhere between oneday to 28 days.

Cheaper premiums nudge the instructor to get a comprehensive one daytest cover for new cars.? One day testcover also works well for the instructors, as they easily qualify - one of thekey requirements for the cover is being over 25 years of age.

Even the pupil’s car driven by theinstructor is covered under the Driving School Insurance. Some of the benefitsof the Driving school Insurance, inaddition to the above, may or may not include:

????????Coveragefor under-age learners

????????Dual control replacementvehicle in non-fault accidents: (No fault accidents - Accidents thathappen due to carelessness and conditions not within the control of the driver.In no fault accidents, the victim may be in a more serious condition than thevehicle. No fault accidents were introduced as insurance companies tried toescape paying damages when the vehicle wasn’t damaged though the victim washurt. Now, the repaired vehicle is delivered within the same day or 24 hours.)

????????All parts of the car (like windshield, tyres andseats) included in the cover

????????Public liability cover to meet third party damage toproperties or person

????????Twenty four hour service

????????Cover for previously banned drivers

????????Insurance cover for thecomplete driving fleet

????????Cover for mock-testsconducted by the driving school

????????Claims could be soughtnotwithstanding previous ones

????????No-claim bonus

????????Cover includes theft andfire

????????Legal protection availableimmediately

The instructor taking the insurance, whether it is the One day test cover or a comprehensiveinsurance cover, has to look out for the best deals available in the market.The history of the company in covering the costs should be studied carefully.Drivers need to watch out for the tricky words hidden in small print. There maybe exception for a temporary cover in schemes like the one day test cover. Mostof the insurance companies do not cover hired vehicles. They also excludevehicles used to carry luggage and goods. In turn, the information given by theinstructor should be accurateArticle Submission, including previous incidence of accidents.? The vehicles should be registered in the UK andonly approved instructors are covered under the driving school insurance.

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