Make sure you have the motorbike insurance you need

By: Tom Heath

Throughout the UK, motorbikesare becoming an increasingly popular way of commuting in cities. This isbecause even though the roads have become gridlocked with cars, buses androadwork's, motorbikes are able to weave their way through traffic in order toreach their destination on time. This is a great benefit over driving a car.Other benefits are that motorbikes are much less expensive to maintain, consumeless fuel and can find parking spaces regardless of how busy the area maybe.? So, it is no wonder that there areover 1.1 million motorbikes registered in the UK.

It is a legal requirement withinthe UKto be insured whenever you are driving on public roads. So, whether you areusing your motorbike to squeeze past gridlocked cars to get to work on time oryou are a recreational rider, you need to have adequate motorbike insurance inorder to keep both yourself and the other road users safe whenever you areriding your motorbike.

Even when you are not ridingyour motorbike, insurance is just as important. This is because the size and the design of amotorbike makes it much easier to steal than a car. For this reason, mostinsurance companies deem the insuring of motorbikes to be a high risk. However,those companies which specialise in the insurance of motorbikes feel that theyare not necessarily a high risk as long as the owner of the motorbikeimplements some basic security measures.

The following security measurescan help to reduce your motorbike's insurance premium:?

1. Always park your motorbike ina well lit area.

2. Use a sturdy security chainto secure your motorbike's frame to a fixed object whenever it is parked,preferably one with Sold Secure approval.

3. Fit an approved immobilizerso that the engine will not start without a key.

4. A Thatcham alarm should beinstalled.

5. Fit your motorbike with atracking device in case it is stolen.

6. Mark personal details on yourmotorbike with an ultraviolet pen.

7. Keep a copy of your motorbike'sserial number.

Now that you know what you can do to keep your motorbike insurancepremium down, you should also consider a comprehensive policy. With this levelof coverage you will be fully insured for the value of your motorbike in theevent of an accident plus the repair cost for any damage that anyone elsesustains. You may even be able to find a policy that will cover any personalclaims that are made against you, and cover your legal expenses. That way, ifyou are unfortunate enough to have an accident, you will not have to cope witha huge financial burden as well. This can be a great relief in thisincreasingly litigious climate. In order to find the best policy at the bestprice for youFree Articles, it is important to spend some time shopping around for motorbikeinsurance.

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