UK Courier and Van Insurance

By: Tom Heath

If you happen to be using your van on a regularbasis in order to run a courier service in the UK, having the appropriate type ofinsurance is of great importance.?

It is important to understand that this type ofinsurance is not the same thing as ordinary van insurance. This type ofinsurance was designed for those people who do a variety of different drop offson a daily basis. Since you will be carrying other people's goods and droppingthem off at various destinations, you are going to be required to have aspecial type of insurance in order to cover this.?

You will find that this type of insurance is notsomething that most general van insurance companies offer, nor will you becovered by the regular type of van insurance that these companies do offer.

Whenever you begin shopping around for couriervan insurance you will find that there are a variety of different types thatwill cover your courier van. However, it is important for you to make sure thatyou get the type of coverage that will cover the other people's goods. Essentially,what you are looking for is either Haulage cover or Hire and Reward cover. Thereis also third party insurance, third party fire and theft insurance andcomprehensive coverage insurance available. You can also find insurance thatwill only cover those persons who are actually listed on the van insurancepolicy itself.? Another option is tochoose to have your insurance policy cover your entire organisation.

So, what exactly does courier insurance cover? The answer to this question actually dependsupon what type of coverage you select whenever you get your UK courier vaninsurance policy. If you choose to get a Haulage policy, then all of the goodsthat your van caries for other people on a multi drop basis will be covered. However,it is important to understand that your own personal goods will not be coveredunder this type of an insurance policy.?In order to insure your own personal goods, you will need to add a GoodsIn Transit policy.

You should also know that there are a variety ofdiscounts available to you.? Some ofthese various discounts include:

1. Introductory discounts are available fromsome insurance companies for those who are just getting started in the courierbusiness.

2. Discounts are available for those who have agood driving record.

3. Discounts are also available if you choose tohave several different types of policies with the same insurance agency.

If you have multiple vans that you are using inyour courier businessComputer Technology Articles, then you are going to need to put courier insurance?upon all of the vans that you use.? In such a case you are going to want to lookinto what is known as fleet insurance for couriers. With this type of aninsurance policy you will be able to insure all of the various vans that youare using for your courier business under just one single policy.

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