How unclaimed money can help you to fight bad economy?

By: Nicole Anderson

If youfeel that state economy is worse than before and cannot find ways to survive inthese situations, then here is a secret that can free of all your worries.Unclaimed money can help you to get rid from all the money problems you have.And to get this you just need to search your name in the state’s unclaimed money database.

Thisunclaimed money can have any type of derelict property, which has not been inbusiness for more than 5 yrs and state’s treasury department is now safe keepingit to return to it its owner.

Which can be termed as unclaimedmoney?

There aresome things that are common for of properties that can be termed as unclaimedmoney. Primarily it includes unused bank saving accounts and bank lockers,safety deposits, share market stocks, insurance claims and dividends, rewardchecks etc. Along with these inherited property, ground property, lotteryrewards, various bonds and their returns are also termed as unclaimed money.

How to find unclaimed money onyour own?

It isvery simple to check whether you are eligible to unclaimed money. You candirectly contact your state treasury department to claim your property.Moreover, you can also use internet and can search your unclaimed propertythrough various websites that provide unclaimed money search facility.

Afteropening any of those websites, you just need to put your name in the searchbox. The website searches accounts relevant to your name and lists them inorder. However, some times you may also get results with minimum relevancy.Here you have to look for more details of that account.

Here is asimple hierarchy of what to check on a website to claim your property.

1) Firstcheck the name of the account. This will help you to find exact match. Nowhere, if you have changed your name then that too you need to verify. Becausesome website may list your account with your name’s initials. If you find anyaccount relevant to your name then next step is to verify the address listedthere.

2) Addressverification: Ifyou are not sure about a particular account even after it is listed under yourname, then you should check the address for relevancy. If you have moved fromyour previous place then there is a possibility of old address being listedwith that account.

3) Account details: This can be the most reliablemethod to verify your account. If an account is for unclaimed payroll check andyou have left the job, then you can easily check whether the company is same.

These aresome basic tips to verify your account. Always remember that thorough check isnecessary if you really owes unclaimed property.

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How to get back your unclaimedmoney?

To getback your money is very simple. Here is the procedure on how to do that.

1) Verifyyour account thoroughly. Once you verify check the details of institute whetherit is government or a private organization.

2) If youare claiming your account through a website then take a printout of the accountinformation and fill out completely the claim form to submit either to statetreasury department or to a relevant institute.

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3) Alongwith the form don’t forget to attach all necessary documents like your id proofand residential proof. This is very important or even after claming your moneyyou won’t be able to get it back. You may also require special id proofs if youhave changed your name.

4) Youcan either mail all these documents to the respected organization or canrequest a representative to come at your home to collect them.

Once you have submitted all necessary documentFree Web Content, get relaxand wait around 2 to 16 weeks get your money back.

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