Credit Card Travel Rewards Programs

By: Lawrence Fine

If you have a credit card of any bank, then you can ask your agent about various types of credit card reward travel programs that are provided by the company. You see, many credit card provider companies offer several credit card reward travel programs to their consumers. So you can enjoy many benefits and rewards during traveling, if you have a credit card hooked up with the right program of theirs. And companies often offer a choice of rewards programs to the customers from travel to cash back facilities and more.

Credit card reward travel programs often provide you numerous facilities. These can include global traveling assistance, luggage insurance plans, assured reservations, emergency check in, car rental with loss and damage insurance facility, emergency replacement of the card, travel accident insurance and emergency cash checking services. Here are other important points about credit card travel reward programs:

1) If you have a credit card with a reward travel facility, you can usually travel anywhere without any stress of delays, cancellations, etc. In addition, each time you take a trip of more than 100 mile from your residence, the credit card reward travel programs offer you safety and tranquility in the journey round the day with official, medicinal, monetary or other urgent situation help. The programs often include medicinal and legal recommendations, visa and passport assistance, cash access, roadside aid and many other facilities.

2) With credit card reward travel programs, you can travel in comfort. For instance, many credit card provider companies provide you with a baggage insurance plan when you buy their common carrier tickets on your credit card. This facility is offered from up to $ 1250 for carry on luggage and $ 500 for checked luggage. The credit cards most often also offer you an emergency check-in facility during traveling. The emergency check-in service allows the card member to check into a hotel and pay his or her stay there with the card. This facility is also applicable even if your card has been stolen or missing.

3) You can get up to $100,000 accidental death and dismemberment insurance with travel accident insurance facilities as well. This type of facility is also provided with a common carrier conveyance. and with this facility, you can travel by train, plane, ship, bus or helicopter.

4) Many banks have international offices, so you can get cash easily when you require it most. According to the cash withdrawal schemes of different banks, you can collect up to $10,000 per account every 30 days in the US and overseas. This facility is known as the emergency check cashing.

5) You can also pay for car or auto rental, if you use your eligible card. This facility allows you to relax and enjoy the journey comfortably. Their car rental loss and damage insurance service offers you exposure for theft or break-in to most hire vehicles. The car rental coverage is applicable for the first 30 days of an auto rental if it has been rented from a car rental company.

6) Some hotels and resorts now also offer credit card reward travel programs. An exmaple : a card member may earn 10 base points and one airline trip for every dollar he spends on the card. If you are a regular lodger of any hotel, you can gain more points and fixed miles trip for every dollar you spend on your card.

So check around for good credit card travel rewards programs. You might get all kinds of great stuff for no extra charge plus enjoy better traveling opportunities!

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