How Much Are Disability Payments

By: Nicole Anderson

Whatwill you do if you are disabled and can’t work at all? The questionis very absurd and nobody is sure what to answer. According tostudies, all workers above the age of 20 have a chance of gettingdisabled, well before their retirement age in, the USA. Any workrelated accidents or critical illness may push you to totaldisability or partial disability. The fact is you have to cope withyour disability to live your life.

Incase, unfortunately if you do develop partial disability for ashorter period, your disability may be covered by the privateinsurance company or your current employer’s compensation scheme.If you got such injuries while at work, your disability may becovered under the worker’s compensation fund. The worker’scompensation for disability is managed by the state government.However, if you develop disability, that doesn’t permit you to workfor a longer (one year or more) period, you can get support from thedisabilitybenefits programrun by the Social Security administration (SSA) of US government.

Thereare two major benefit programs, in the USA to help workers during hisor hers disability at work. They are Supplemental Security Income(SSI) and Social Security Disability Income. The rules and mode ofdetermination of one’s disability and medical conditions are samein both the disability programs.

Toqualify for the disabilitybenefits,you have to satisfy certain conditions such as

TheSSA has certain credits of works specified in order to qualify fordisability related benefits

Ifyou are an earning person, and you are suffering from disability, theSSA will ask you to disclose the amount you earned from work.

TheSSA will evaluate your condition of disability, and evaluate theextent and severity of the disability that prevented you fromworking.

Ifyou have applied disability package from SSA you can not take up anywork other than the previous work from which you become disabled.

Youare eligible for compensation, if your disability lasts for more thanone yearBusiness Management Articles, or your disability results in your unfortunate death.

Allthe above criteria are essential to qualify for the payments fromgovernment’s disability benefit programs.

Ifyou have ever been on disability you may have unclaimed disabilitypayments. Make sure to search your name in an unclaimedmoney databaseto see if you are owed unclaimed disability.

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