Citi Driver’s Edge Platinum Select Card

By: Jeremy Biberdorf

Introducing a credit card that actually pays you to drive. The Citi Driver's Edge Platinum Select Card earns you up to 6% in rebates on purchases, plus $1 in rebates for every 100 miles you drive! You can use the rebates for vehicle related purchases or a wide variety of other rewards.

For the first 12 months, you earn 6% rebates on purchases at super markets, drugstores and gas stations. After that you get 3% rebates. For other purchases you get 1% rebates. Getting higher rebates at super markets, drug stores and gas stations is a great bonus. Other cards limit the higher rebates to just gas purchases or they offer lower rebate rates for all purchases.

The unique feature of this credit card is offering additional rebates based on how many miles you drive. You just send in your vehicle maintenance receipts showing your odometer reading and the rebates get added to your account.

In a year you can earn up to $500 in “Drive Rebates". You would have to drive 50,000 miles to exceed that limit. Any driving you do qualifies, from long road trips to a trip to the mall. The overall annual rebate limit for this credit card is $1000.

Your rebates can be redeemed for any of the following:

  • Use your rebates toward buying or leasing a car, motorcycle, SUV and more. New or used— any make, any model.
  • From oil changes to major repairs, use your rebates toward service on the car you already drive, when you pay for those services with your Driver's Edge Card.
  • Besides using your Driver's Edge rebates toward your automotive needs, you can redeem them for rewards offered through ThankYou Network, a free rewards program from Citi. Choose from a wide range of merchandise and services - like gift cards from top retailers, home electronics, travel and more.

The rebates have to be used within 5 years from when they are earned. Rebates also expire if you do not use the credit card for 12 consecutive billing cycles.

The Citi Driver's Edge Platinum Select Card has a 0% apr rate on purchases and balance transfers for 12 months. There is no annual fee and $0 Liability on unauthorized charges.

For students there is the Citi Driver's Edge Card for College Students. This credit card is the same as the platinum select version, except the 0% introductory period is only 6 months. The rebates start at 3% on purchases at supermarkets, drugstores, and gas stations. Then 1% rebates for other purchases. It also has a higher interest rate.

Both credit cards are excellent credit cards that make it very easy to earn rewards. The rebate percentages are very competitive and the Drive Rebates make driving fun.

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