Details Of The Toys R Us Credit Card Application

By: Joshua Shapiro

The Toys R Us credit card may be the perfect credit card for more than just Toys R Us purchases. Those that visit Toys R US or Babies R Us can earn a considerable reward for using their Toys R Us credit card. With the reward program and the affordable interest rate, this credit card is one that should be considered by anyone that has children or is a kid at heart!

The Toys R US credit card provides for six months of 0% interest rate. This is an ideal time to use the card for all of those needs that you may have. After this period is over, you will have an APR on purchases that starts at 13.99% for those with good credit. There is an additional charge on APR for cash advances. There is no annual fee with this credit card and the grace period is that of twenty days. There is no minimum or maximum credit limit set, but this will be based on your specific qualifications.

Rewards

The Toys R US credit card does provide for a reward program that is rather generous. Every time that you use the credit card at Toys R Us or Babies R US, you get a 4% rebate on purchases. This does not apply for purchases made at the online merchant sites. In addition, you will earn 1% from purchases made at the online stores as well as any place else that Visa is accepted. When your balance reaches $10, a reward gift certificate is sent to you to redeem as you would like to. You can redeem them online as well. The certificates do expire in a year's time but there is no limit to what benefits you can earn.

The Toys R US credit card comes with all of the best features that you would expect from Chase including emergency cash replacement, $500,000 in travel accident insurance, lost and stolen care protection, auto rental insurance and extended warranties on purchases. This credit card can be the perfect choice for anyone looking for good rewards programs through Toys R Us.

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