Are You One Of Those Chasing The Credit Card?

By: Uchenna Ani-Okoye

Credit cards have become almost a necessity in today's world. There are hordes of credit card suppliers who issue thousands of credits cards every day. Credit cards are pretty popular among the masses.

Credit cards come with various different benefits and accordingly credit cards are classified into various categories. There are general purpose chase credit cards which promise great rates and excellent service.

Then there are credit cards for people who shop regularly with some retailers. These are termed as rebate cards since they offer rebates on shopping when you shop with certain retailers. These also offer cash rewards. There are entertainment credit cards for people who wish to get VIP access to some concerts, events etc.

Another category of credit cards is the travel cards where the credit card holders get travel related discounts and rewards.

This category of credit cards is very suitable for people who travel a lot. Yet another set of credit cards is grouped as auto and gas cards which offer rebates and rewards on everyday purchases. Retail cards are another kind of credit card where you receive points on purchases made using the credit card.

These points can then be redeemed for shopping certificates, entertainment etc. For students, there is a separate breed of credit card which is called student cards.

These student cards help the students in building a (good) credit history and also offer some special benefits for students. Similarly there are college & university alumni cards for supporting your alma mater. There is another set of credit cards that operate on similar lines.

These credit cards are called 'cards to support organizations'. The organization can be something like a charity or any other organization that you want to support.

Then there are military cards that are meant for the members of military (both past and present). You can support your favourite teams or sporting organizations by getting a sports card. Finally, there are business cards which can be used by businesses for organizing their expenses, availing low interest rates and getting other benefits related to business.

Thus there are a lot of different credit cards which cater to the different needs of various people. By comparing the features of these credit cards and by understanding the main objective behind them, one can easily zero-in on the credit card that is best suited to ones needs.

The author does not guarantee the correctness and completeness of this information at any time.

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