Details of the All American Gold Card Application

By: Beth Derkowitz

Details of the All American Gold Card Application can be found online and you can also apply online to see if you are approved for the All American Gold card issued by USA Credit. This card was created with those with poor credit or no credit in mind. If you are trying to rebuild your credit from past credit problems or if you are a young person that has not yet established any credit on your own, you can greatly benefit from using this credit card.

There is an account set up fee of $149.95 that you will gave to pay to get this card issued to you. As an added bonus with the card, you can access your credit report for free for the first 30 days after getting the card. The All American Gold Card promises a "No credit check or credit turndown" policy which means virtually everyone who applies is approved as long as they provided correct information on the application.

This card is a retail credit card and can only be used for purchases made on the USA credit sponsored website or their selected catalogs. You can't use it for regular purchases such as your groceries, gas, etc. However, the credit card and credit line is reported to a major credit bureau so it is a great opportunity to rebuild or establish credit to your name.

The All America Gold card has no APR, no credit check to apply, is low cost for a credit-establishing card, has no annual fee but an initial setup fee of $149.95, a maximum credit limit of $6,000 and no minimum credit limit. There is a $10 late payment fee. To qualify for the card, you must be at least 18 and a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account, a monthly household income of at least $800 and no un-discharged bankruptcies. There are no employment verifications.

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