Universal Entertainment Student MasterCard

By: Beth Derkowitz

For the student, the Universal Entertainment Student MasterCard from Chase is an ideal choice. Students that have good or better credit can take advantage of this rewarding credit card. You will benefit from a good amount of spending limits as well as an affordable interest rate. Yet, you also get to take advantage of the reward program offered by this Chase MasterCard.

The Benefits

The Universal Entertainment Student MasterCard from Chase provides for the first six months worth of purchases and balance transfers at an introductory rate of 0%. During this time, you will pay nothing for financing. After that time period, the APR on purchases is 17.99% variable. The APR on cash advances is at 23.99%. These are average or better rates offered. One downfall for those that select to carry a balance on their credit card from one month to the next is the method of calculating the finance charges as this credit card offers the two cycles average daily balance for calculation. There is no annual fee either.

As for rewards, you will gain here. You will earn one point per dollar spent using your credit line. In addition, you will earn 2 points per dollar spent on Universal Studios Theme Park ticket purchases. When it comes to redeeming your points, you can use them on a wide range of things from concert and movie tickets, to private movie screenings, home electronics, passes to Universal parks and many more choices. You have five years to use them before they expire but there is no limit to how much you can use. In addition, you will earn a free movie ticket with your first purchase which is valued at 900 points.

The Universal Entertainment Student MasterCard from Chase is a great way to fund those expenses at school and get something that you want back from it. It is an affordable choice and one that will pay off in a way that you feel you can be benefited.

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