Citi Dividend Platinum Select Card

By: Richard Gilliland

Citi Dividend Platinum Select Card is a complete card with great cash back rewards, a host of other benefits and services and provides you complete protection with its excellent security measures. Its 0% introductory rate on balance transfers makes the card ideal for you if you have balances on other cards. The Citi Dividend Platinum Select Card pledges you great returns on everyday purchases.

Card Features

?The card allows you to make nice savings every year because it has no annual fee.
?The card offers an introductory APR of 0% on balance transfers made with the first twelve months of issuance. Thereafter, the APR increases to 17.99% and so it is wise to make the transfers within the first year.
?The card has a winning reward program that benefits the cardholders in every way.
?The Citi Dividend Platinum Select Card provides a host of platinum services and benefits.

Card Rewards

The Citi Dividend Platinum Select Card is perfect for availing cash back on purchases made through the card. The credit card enables you to earn a 2% cash back rebate on the purchases you make at convenience stores, gas station, supermarkets, drugstores and utilities that include cable.

You will also be receiving an average of 5% cash back for the purchases you make through the Citi Dividend Merchant Network. All the other cash advances and purchases will entitle you to a 1% rebate.

There is no limit to the cash back/rebate you earn on purchases you make within the Citi Dividend Merchant Network. However, when it comes to purchases outside the Network you simply cannot exceed $300 limit per year.

Balance transfers too are rewarded. Thus, you receive $5 as a dividend on all balance transfer transactions of $1500 or more.

Other Benefits

The Citi Dividend Platinum Select Card automatically enables you to receive a host of travel related benefits, like medical or legal referral services while traveling, a maximum of $1 million travel accident insurance, emergency and travel assistance, and discounts on the costs of automatic car and automobile rental insurance coverage, etc.

For availing better privacy and security to its customers, the card is involved in the creation of virtual account numbers that can be used for shopping online. The numbers allow you to make purchases on your credit card account but the retailer is unable track your real credit card number; however, these numbers are for one-time use only.

Perks

The Citi Dividend Platinum Select Card also offers the cardholder various Internet account related services, identity theft solutions, emergency card and cash replacement, a financial statement at the end of the year, lost and stolen card reporting, optional personal photo on card, no liability for unauthorized transactions, and more.

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