It is vital to have a bank that is compatible with your schedule and Citibank is appropriate in this aspect. Just denote the type of service you are expecting, and then you will be facilitated with standard and quality service.
If you want to avail of a unique reward program, then the Citi Home Rebate Platinum Select MasterCard can let you earn rebates that are applicable to your personal mortgage.
The Card And Its Blessings
The reward program of the Citi® Home Rebate Platinum Select® MasterCard® enables you to earn a total 6% rebate for spending each dollar on telecom services, on cable, satellite and other pay television and radio services, and computer network and information services. This renders great help for your everyday necessities.
The 6% rebate provision is valid only for the initial six months of membership. After the cessation of the introductory period, you will obtain a 1% rebate for spending one dollar on all the other purchases.
These rebates come in the form of "Home Mortgage Rebates" and are hence, applied against your mortgage principal. The amounts of rebates that can be earned are unlimited and they never expire. This provision is of utmost convenience for the cardholder.
The Citi Home Rebate Platinum Select MasterCard has no annual fee. The 0% introductory rate for the balance transfers is valid for twelve months and the interest rate on the purchases is also low and affordable. The credit card also enables access to a number of platinum benefits that includes different emergency and travel assistance services.
Other Bonus Points
The Citi Home Rebate Platinum Select MasterCard gives you the opportunity of saving money. For instance, if you spend $2500 every year with your card on a $200000 mortgage that comes with a 30 year term at 6.25%, the 1% rebate offered by the card will enable you make considerable savings and lessen payment period - up to $8400 in principal amount, $16633.96 in interests and about 1 year and 8 months in loan term.
Additional Benefits
The card provides some modern facilities like advanced security that comes with the Citi Home Rebate Platinum. This option discharges you of accountability for unauthorized charges/transactions made to your Citi Home Rebate Platinum Select MasterCard. Furthermore, the Privacy Promise of your card helps to shield your personal information.
Like the majority of the credit cards, this card too offers the cardholder with advantages like automatic bill payments, emergency card and cash replacement, medical and legal referrals, discounts on auto rentals and various Internet account related services.
The card provides an end of the year financial statement, identity theft solutions, lost and stolen card reporting and many other benefits.
