You Can Saving Money - Get the Things You Want Learn the Secrets

By: Bryan Burbank

Saving money doesn't sound like an exciting thing to do, but the great feeling of watching the numbers go up in your savings account will spur you to save even more! Of course saving money for the flat screen television or Hawaiian vacation is a good motivator. But there are other benefits to saving money. How about for retirement? Or to get you out of trouble if the heater breaks? These aren't as fun to think about as relaxing on the beach with a cool drink. But knowing that the money is there for essentials later will reduce your stress level.

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Before you begin saving money, you should have a good idea why you're doing it. Is it for your child's education or for a new car? Also have a goal in mind - how much money do you want to save? Let's say you want to buy a $20,000 car in three years. If you use a savings calculator, you can divide that figure by the number of months you need to save, so you'll know how much to put away each month. A savings calculator would show that $20,000 divided by 36 months is $555. That may sound like a lot of money to put away in your savings account. But if you again divide that by two, for each paycheck you get in a month, it's a much more reasonable $278 a paycheck.

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Put that money in the savings account before spending it, and you won't even notice it's gone. Then you will see a real savings account grow.

Money Management
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