Student Loans Regardless of Credit History: Make a Choice

By: Jones Fischer

Passing through University can be tough. Especially if you have to break your hiney off to get money in order to pay education costs. I know what I'm saying. I went through it. I had to work hard and study even harder if I wanted to continue studying. I already had some student loans but it wasn't enough, and I was afraid I wouldn't get another because of my credit history.

Then, a friend of mine introduced me to non credit based student loans. At first I was skeptic about them because he told me there were secured student loans and unsecured student loans. Hearing those words made shivers come up my back. I though what kind of people would give student loans regardless of credit history to guys like me. I definitely wasn't the best guy to loan money to, and my credit history showed it.

Education at all Costs

I thought about it for some time but I knew I had to make a choice sooner or later. Either I opted for the student loan without credit check or I told my parents to loan me some money and feel them saying the all time dreaded words... "I told you so". I wanted to get my bachelors degree so bad within a week I had a decision. It was a close call but I chose to get the student loans regardless of my credit history.

Education is very important in my family so I had to finish university not only because of myself and my future, but because of my parents and brothers. Getting the student loan was the best choice I could take because with it and a couple more I ultimately finished my higher education. The way I see it, student loans are there for a reason, and they are there to help you out.

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