Phishing is bad, very bad in this digital river...

By: Daviyd Peterson

A very astonished client found out way too late that their teenage daughter had received an email that claimed to want to verify her parents credit card information and that they were an authorized Mastercard representative. She had used mommy's card before and new where it was so she clicked on the link, answered a few questions and bam a $7400 charge on their card. The good thing is today the bad guys are stupid and the card issuing companies call you if you suddenly go on a $5000 tear.

Now if this phishing (identity theft) has never happened to you, good. This isn't the time to sit back and let it happen, make sure that everyone in your house who has access to the Internet knows about the bad phishing (identity theft) techniques and people who are out there constantly sending innocent-looking emails.

There are no credit card companies that will verify your information in such an unsecured environment as email. If they claim to want to verify your information look for a contact number to call and ask a few questions like if they have a copy of last months statement and if they can fax that to you for your own security.

Most credit card companies only ask for a pin number or last 4 digits of a number you have agreed to give access to your account for any information. These dirty individuals trying to steal your account information thru the Internet have several different ways to try and convince people they are legit, please don't fall for it and give your information out over the Internet. Someone could go on a shopping spree and ruin your good credit, or reasonably good credit if your like me. Protect yourself and your family against identity theft.

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