Going skiing & Travel Insurance

By: Keith Mcgregor
The net result is that an increasing number of skiers andsnowboarders are injured each year and, while falls, tumbles and theoccasional wipe out are part of the holiday experience, you could behit hard when it goes wrong. Being rescued from the ski slopes will nowcost you well over ?75, while medical expenses could set you back afurther ?250. The more serious injury cases could be even more painfulboth physically and financially. Repatriation to London from the Alpswill cost around ?2,500, rising to a hefty ?6,000 from the USA.

Andif you think that a European Health Insurance Card (EHIC) will provideyou with full medical cover while skiing in Europe, then think again.The EHIC, which replaced the E111, entitles you to low cost, sometimesfree, basic medical treatment on the same terms as all nationals in EUstates, but it should not be viewed as a substitute for proper travel insurance as the EHIC will not cover costly extras such as an air ambulance, personal liability, trip cancellation, or loss of baggage.

That said, do not assume a standard travel insurance policy is enough, as most winter sports travel insurancecover has to be bought as an extra option and, even then, check thesmall print on your policy. It would be wise to check that theheli-sking or freestyle skiing that you intend to do is coveredArticle Search, not tomention those ‘off piste’ activities you have planned as your ski travel insurance policy could very well exclude these and that could mean being saddled with an unexpected bill if you get injured.

The golden rule is ‘Get the best cover for the activities you are planning to do’. This is one area of travel insurance where buying cheap travel insurance could definitely end up being a false economy.

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