Travel insurance for holidays at home

By: Keith Mcgregor
Is this year then, the time to look at taking a break in the UK ratherthan travel abroad? Well certainly worthwhile considering but the samerules apply to holidays in the UK as they do elsewhere, do make sureyou are properly covered in case of emergencies. Travel insurance,for example, is not always thought of as a necessity if you take abreak in the UK, being so close to home and under the safety net of theNHS should you have an accident but travel insurancecovers much more than medical emergencies. It is a fact that mostpeople buy travel insurance for trips and holidays abroad but thesepolicies do generally provide cover for travel within the UK, though docheck the small print rather than assuming that this is always thecase.

So is affordable travel insurancethat covers holidays in the UK worth considering? It can be very usefulto have insurance should you subsequently cancel a trip, say forillness, as your holiday costs will be reimbursed subject to anyexcesses to pay. Your personal effects will probably be covered toowhich is an important point to consider as theft and loss is not justconfined to holidays on the ‘Costas’ – these things happen at home too.What you will almost certainly not be covered for will be for medicalemergencies and expenses as insurers argue that the NHS is availablefor such instances and will point out that travel insuranceis not a substitute for private medical insurance. One final word ofadvice though is do check the small print as many, if not mostFree Articles,insurers do require you to have proof of booked accommodation for aminimum stay of normally 2 nights away for the policy to be in force sothe Sunday ‘trip out’ is definitely outside this definition.

Travel Insurance
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