Strikes and stoppages mean one thingTravel delays ahead

By: Keith Mcgregor
Whether this industrial action is justified or not, it will be thetraveller who suffers and long queues at check-in desks are nowbecoming the norm and not the exception. Add to that other occurrences,such as the recent computer failure in the baggage handling system atHeathrow Terminal 4, the attempted terrorist attack at Glasgow airportin 2007 and the heightened security alert at Heathrow in the summer of2006, it is now common place for our travel plans to be disrupted byevents outside our control.

Whilst we cannot totally avoid being affected, apart from electingnever to travel of course, we can limit the financial loss by takingout adequate travel insurance which will provide financial cover and compensation if caught up in airport holiday chaos. To start with, all travel insurancepolicies should have a travel delay section, generally to pay a fixedamount for each 6, 12 or 24 hours delay experienced.

This is what istermed as a benefit so does not require receipts to claim but you willneed a note from the carrier or airport to confirm the number of hoursdelayed. Secondly, most travel insurancepolicies will have a section for Abandonment. This is just another termfor cancellation which permits the traveller, once they haveexperienced the required number of hours travel delay, to cancel theirflight and holiday in its entirety and claim back the costs. Whetheryou choose this option will depend on many factors, such as the lengthof your trip away, how long the delay will be and personal preferencebut it is a very valuable addition to have in any travel insurancepolicy. One word of warning, all travel insurance policies will have aclause that excludes any claim from being paid if the strike had beenknown about before the flight and holiday had been booked so it alwaysprudent to check before you go firm on any travel plans.

With travel insurance now very competitivelypriced, particularly when purchased over the internet, who can reallyafford to travel without any cover at all? It is probably a risk notworth taking when faced by the threat of yet another year of strikesComputer Technology Articles,stoppages and delays.

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