Want to make sure? Then dive straight into the Hazardous Activitiessection first, and not the ocean, and all should be revealed or not asthe case may be. Many of us assume that we are covered for that one-offopportunity that always presents itself when we are on holiday. Perhapsit’s because we are feeling relaxed and taken in by the smooth patterof the ‘Holiday Rep’ and sign up for the night time ‘toboggan run’ oronce in a life time ‘bungee jump’ but how many of us think “does my
travel insurance cover this?"
Most travel insurancepolicies will have a list of sports and hazardous activities that areincluded as standard and even offer, with the payment of an additionalpremium, cover for activities at the more extreme end of the sportingspectrum.
But it does pay to look closely at the small print in yourpolicy as this is an area where, buying cheap travel insurance,if we stick with the fish theme again, will definitely bite you if you‘shrimp’ on the cover. Having an accident can be very costly, after theevent, and your travel insurance will definitely not cover you if the activity you have chosen to do is not on the approved list.
Your travel insurance policy is there to pick upthe pieces when it all goes wrong, and not just in a figurative sense.Surgeons can do marvellous things these days with body parts that havebecome detached, even as a result of shark diving
, but it willdefinitely cost an ‘arm and a leg’ if you don’t have the travel insurance cover in the first place!
