Joys and Woes of That First Car

By: Ajeet Khurana

That first time is always a big deal. The first word, the first day at school, the first date, the first car -- they are all major milestones in our lives. Once we have crossed these milestones, there is no looking back. You just move on towards the future with a new mindset and a new attitude to life and all that it brings.

Perhaps the greatest attitude change comes with the purchase of your first car. A first car is like having a baby. You want everything to go right with it. Even the tiniest scratch heralds a lot of distress. So it is important to find a car that mirrors your personality; one that suits your needs of speed, looks, and service.

Once you have chalked out what it is that you are looking for in a car, pick out the winning model. However, this is only the beginning. Maintenance is an extremely important aspect of making the best use of your vehicle. Washing it, servicing it, making sure that it is in running condition -- all these are things that you will have to look after once you have your own car.

And then, we also have the question of insurance. I know of a few people who are willing to go without insurance for their cars. They just do not believe that something untoward might happen. Okay, so maybe the chances of a bad accident are not that high, but even a simple dent on the fender might be a very expensive job. A tiny scratch made by a passing motorbike may look like nothing, but go for repairs and you will end up paying a whole lot more than you may have bargained for.

It really would be so much easier to use your insurance to pay for expenses such as these. You are paying the premiums on the insurance only so that you may be rewarded with a little less stress. So you will be relaxed when the time comes to spend larger amounts on things that really were not your fault. Moreover, if this is your first car that we are talking about, paying huge amounts on repair may be an entirely new experience. It makes sense to let the insurance company take care of those if it can be helped.

If you have just got your first car, treat yourself by going on a joyride. Remember, however, that a car is a major responsibility. Servicing, repairs, and insurance issues are all things that you will soon encounter. Get ready for it.

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