Gmac Insurances "smartparts Promise" Program

By: Evander Klum

GMAC Insurance has recently announced that it's "SmartParts Promise", a unique program that guarantees the utilization of OEM parts short for Original Equipment Manufacturer or those auto parts produced by the same company as the vehicle --- in times of collision accidents to guarantee top-of-the-line repairs possible. The benefit is offered free of charge to all policyholders nationwide.

Basing on the study done by the GMAC Insurance, most policyholders particularly Americans are not aware whether their insurance companies specify the use of OEM parts for repairs. This subject remains trivial to most policyholders until they have an accident.

According to Sheena Poe, Chief Claims Officer at GMAC Insurance Personal Lines, "Drivers who have just been in an accident have enough on their minds. They shouldn't have to worry about the quality of their repairs. With our SmartParts Promise, we do the legwork, making sure drivers receive OEM parts, so they can focus on getting back to their lives."

In addition, it would also help for policyholders or even consumers to know the differences between and OEM parts since such knowledge would help them to obtain the best repairs that they can claim out from their auto insurance company.

OEM parts as explained earlier are auto components that are made by the same company, aftermarket parts on the other hand are made by another company as an imitation or replica of the original part. Aftermarket parts are usually less expensive than OEM parts but beware since these are imitations expect that its quality may not be as high as the OEM parts. Consumers are advised to purchase only aftermarket parts from reputable providers.

It also best to inquire from your insurance company if they allow the use of aftermarket parts or if only OEM parts are allowed so that you won't have any problem when its time for you to claim for the repairs of your car. GMAC Insurance is one of those few companies that specify OEM parts. It allows its policyholders to have their cars repaired using the auto parts built by the same company. In terms of body shop, policyholders are given the freedom to choose the or use or use a certified Gold Metal shop and have the opportunity to be granted with a lifetime guarantee on repairs.

Why you should carefully choose the provider of aftermarket parts? Not to belittle the quality of aftermarket parts, there are also "not-so-original parts" produced by some of the reputable auto parts maker in the industry that can match that of the OEM. Unfortunately, quality aftermarket part providers are few that one has to be very careful or else you would just jeopardize your safety and the performance of your car.

Here are some of the reasons why GMAC Insurance encourages its policyholders to choose OEM parts:



  • The quality of your car is reflected by the parts that it has. The use of OEM parts can increase the residual value of your car.

  • Using aftermarket parts for your car may void your vehicle's manufacturer's warranty.

  • Since OEM parts possess the very same safety specifications as that of your car's original parts you can be sure that your car is properly maintained.

  • When it comes to looks and fitting, OEM parts rate high in both category as compared to aftermarket parts.

  • And of course knowing that you car's safety is not compromised since OEM parts were used provides you with peace of mind.



The "SmartParts Promise" is just one of the services offered by GMAC Insurance's Smart Services that offers a first-of-its-kind collection of benefits that are designed to ensure an easy recovery process after an accident. The company plans to offer such services throughout this year.

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