When you need a home appraiser, you may not want to spend much time on the process initially. But it is important that you do some work in selecting an appraiser because they will be the person to decide the value of the home you are selling or the home you are buying. In some cases, the bank will select the appraiser, but you will have a chance to hire an independent appraiser to be on the same side. Here are some ways to locate and select a property appraiser in Orange County.
What You Need
Before starting to look for the right property appraiser in Orange County, you need to figure out who will be right for your deal. If the bank says its OK for you to help them choose the appraiser, they could make you adhere to guidelines, like that the appraiser will have to meet certain qualifications or be located in a certain area. Check with the lender to see what guidelines are needed for the appraiser to meet before you begin your search.
Where to Look for a Property Appraiser
The first place to look for a property appraiser is the local phone book. There should be listings for 'appraisers' and 'property appraisers', which makes it easy. You will see in those listing both single appraisers and companies. If you choose one over the other, that's up to you. But it's important to remember that companies have more solid background of qualifications and training.
You can also check with local banks that you have used in the past to see if they can recommend property appraisers. They are often more willing to give this information to account holders, but if you ask, they will often share their list.
The internet is another good place to go for property appraiser listings. You will get many, many more names, which makes it pretty tricky in separating legitimate appraisers from ones who aren't. Make a list of the appraisers you find and begin the process of elimination there.
Getting the Right Answers from the Right Appraiser
When you have gotten together a list of property appraisers, they can all look the same. To find out which are different - and best - ask these questions.
* How long have you been in business? For you, the longer the better.
* What kind of training and certifications do you have? Your appraisal should be licensed, bonded and certified.
* When are you available? Your appraiser should be able to make your appointment. If they can't, pick someone else.
You also need to get contact information from these appraisers as well as looking into what the Better Business Bureau has to say about complaints to these businesses.
